LittleMsMom's Personal Finance Blog

Talked to the realtor yesterday about the results of the open house this weekend.

The result - the realtor is sending her cleaning lady over to clean our floors. Everyone keeps saying the floors are dirty. Well I clean them it is just when the sun hits the floors they look streaky and dusty. Whatever, the cleaning lady is going to clean them and if they are unstreaky XH is suppose to ask what product she used on the floor and where she purchased it so we can start using that product.

Guess my swiffer wetjet is going to have to go away for now since it leaves streaks that bother others. Truthfully the streaks used to bug XH too but I have enough to deal with keeping the house going without worring about streaky floors that are just going to be walked over when DS and XH walk through with their shoes on to get a drink of water.

They also complained that the carpet on the stairs is dirty. We have desided just to replace it and then to carpet the basment hallway. We have lamentent in the hallway BUT due to code the basement floor slopes for drainage and of course the low spot is down the center of the hallway so unless we put a subfloor down the lament in the hall tends to give as you walk down it (since the middle of the hall is lower than the sides). People were starting to think structural issues when it is a code thing and well we should have put a subfloor down in the hall but at this point since people are complaining about the streaky lament we are going to carpet the hallway. Better to just put carpet down and fix the issue then pay for an inspector $$ to come in say oh they need a subfloor and it is good. Then still have to either put a subfloor down $$ or put an allowance for them hire someone to do it $$.

So this weekend we have to go look at carpet and arrange for a installation date. We also have to find out IF they put the floor molding back on after they are done or if we have to put it back on and just put it the correct height from the floor. Then we have to remove the carpet from the stairs and remove the lament from the hallway.

XH said to me that if the house does not sell in two weeks that he wants to go down in price and gave me a price....I hope he realizes what the list price he stated would actually bring in after the realtor fee and the deck allowance.

The funny thing is I am sure we will not have a offer in the next two weeks as we still need to finish the rock border, Mow the grass and weed and feed, stain the front porch, paint the upstairs walls, fill trim wood holes, and order and have the carpet installed, and XH is not doing any of that at this time....He is currently out Fishing with his buddy.

Another BIG issue we are having is that there is one house in the cul-de-sac that looks bad. The house is PAINTED a faded baby blue color and the rest of the cul-de-sac is nautrals in either vinyl or steal siding. They also have a ton of vehicles in there driveway, and they have at least two trailers (horse or motorcycle like transport type) parked on the grass to the side of the house and in the back yard. They have a blazer parked on the grass in the front yard. They do daycare so there are alot of cars coming and going to that house and because they are super busy their yard looks kind of Wild, they have a flower bed upfront of there house near the front sidewalk that is laid out like a vegtable garden.

Their yard just looks trashy and tacky....Sadly I think it is going to cost us some money to entice someone to overlook the eyesore.

Really hoping it goes well, but I think it is going to Tank. I just feel bad telling people from Out of town that sorry the house is not presentable yet.

The house is kind of messy since tonight I need to pack to go out of town and we are in the process of painting. The paper and plastic is still hanging on the walls and the light covers are OFF of the wall XH painted today.

Yeah sounds bad, XH left the paper up for me to take down once the paint on the paper and tape was dry. Well after he left the house he got a call asking if someone could view it.

I hope at least he bothered to put away the dirty laundry....Oh gosh I think the laundry I was going to wash for the trip is hanging out in the upstairs hallway waiting for me to do something with. I doubt he put the stuff away since he left the house Before the call.

Also I need to email the realtor new pictures of the house since she has not been able to come out to take them, I also noticed the website is still listing our basement as having a 3/4 bath in the basement instead of a full and the allowance for the deck is not listed.

I think we should just unlist our house for a week or so until we are done with the painting and cleaning and yard work BUT then again Maybe someone could over look that stuff.


????????????????

I want an offer so bad!

So yesterday XH painted the stairwell and the banister. There are only two days left until we leave town for his work thing so once I mentioned that to him he realized today he has to do a bit more painting today then he got done yesterday.

The good news is the new paint in the stairwell and banster REALLY make the house look so much cleaner. We still have to paint more areas but I am hoping getting the really smuggy spots done will help with the (It needs to be cleaned comments). We had all the stuff me needed to do except for threee rolls of paper and we barrowed a painting paper roller from a coworker so the painting job so far has only cost $12. And IF we dont use all the rolls any unopenned rolls of paper can be returned.

***

Talked to the realtor last night, she hasn't heard back from the realtor who looked at our house on Saturday yet so I am thinking that means they are not going to be making an offer on the house. Knew we probubly should not have showed it before the stairwell got painted BUT they lived out of state.

The realtor called around and got three quotes on what a deck would cost, 2 said 4k one said 6k. Which is in line with what we had gotten for quotes back when we were looking to add a deck. So we went middle of the road and have now included a 5K allowance for the buyer to build a deck with. So technically the price has not gone down for the buyer but because 5K of the purchase price is being held for them to buy a deck with our profit went down by 5k.

Part of me would like to just pay for the deck and enjoy it now that summer is almost here until the house sells; BUT I dont want to spend 4K and then the buyer not like the deck because they would have chosen a different stain or composite decking or a much larger deck instead.

****

I am working on the rock border, yesterday I got the front of the house by the front door done, and I got the side of the garage done. Tonight I will be working on the side of the house by the front door. That way if you are in the front yard everywhere you see the rock border will be done. My back is so sore, but oh well Tonight is that last night I have to work on it because tomorrow night is the road trip.

****

Tonight is Subway so that I can keep working on the rock border and not stop to deal with dinner....$7.17.

*****
On a kiddo note, since we have three bathrooms in our house I staged the two upstairs and cleaned them superwell and the towels are pinned in place so that they are perfect. I figure we can use the downstairs one and then that is two less things I need to be cleaning daily to keep the house show worthy. We told Little Love of my Life to only use the main bathroom IF it was an Emergency and he could not get to the bathroom down stairs.

Well last night as I am working in the rock garden what does he do? He calls me to come quick I need to look at the bathroom, After asking him a bunch of questions to figure out the EMERGENCY, I go inside. In the process of trying to get cleaned up enough to enter the house, I get MUD tracks all over the newly cleaned rugs by the front door. So I go to the bathroom and the Emergency is......... He has made me a smiley face out of WET Toliet Paper and put it on the Mirror in the Show Bathroom!

I also noticed this morning that he got the NEW bathroom rugs dirty in the process of making the smiley face because he did not take off his shoes before entering the house like I asked.

I am ready to sell the house so I can laugh and appreciate stuff like this instead of just thinking about the mess made.

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Added
I just opened my slush fund. It is a goal savings so the amount of my slush fund will automatically get transfer from checking into the slush fund. This is for those bills/events that are once or twice a year. It is with my brick and morter bank that has my checking account so as needed I can transfer the funds from savings to the checking account.

I would like to open a seperate savings account with ING for my car repair/replacement stuff but I am going to wait a few days to see if I can get one of the $25 bonus referal links. My car rarely goes into the shop for repairs and the replacement is a while off so I want to get higher interest on it and the three day transfer time is not a biggy.

Have been waiting for the paperwork and desided to check the public records for the state.

On the afternoon of the 4th I turned the signed documents into my lawyer she was out of the office and would mail them on the 5th.

On the 6th of May the documents were filed and on the 7th of May the judgement/order was entered and the case was closed!!!!!!

So now I just have to wait for the stamped/filed documents so I can make some changes to insurance and that kind of thing BUT. It is done!!!

Start to finish it could have taken a week IF I would have had my act together.

****
Yesterday MY EX HUSBAND, heheheheh; found out that there was a mistake with his school housing and now instead of the $500 rate he is going to have to rent an apartment. He thought he was getting his own room but sharing a commons cooking/living area. Found out when he was filling out the housing forms that he would have been sharing a room. I suppose that is unexceptable for a 41 year old male. So now as soon as the house sells he is going to be moving so he can get an apartment lined up asap. Which of course means I am left figuring out daycare for this summer. It is too late for the school program BUT I think that everything will work out. Maybe Little guy is meant to switch day care provider now, It is sometimes easier to keep what you have BUT there is a different program that is more expensive than I am paying now BUT I think I like that it is more flexable and I believe it would be available for no school days.

Who knows maybe we will not sell the house until right before school starts or not until next summer and I will not have to worry about summer school. (XH cant move until house sells or school starts because he doesn't he needs the proceeds or financial aid to pay for housing).

I took three days off last week so I could clean the house. I cleaned quite a bit but of course there is still more to do. I am wondering IF we should just move out so the house can be completely clean, and all I would have to do is once a week go over and touch up clean and mow the grass. The problem would be that it would be empty looking.

We need to get the following done ASAP.
#1. Paint the upper level.
#2. Clean the rocks in the driveway and move them to the rock border.
#3. Clean/Clear out garage.
#4. Fill Nail holes in the trim in basement.
#5. Clean clutter off entertainment center.

I was extremely frustrated because STBX was home the whole time last week that I took off from work and did not do anything to assist me. He was on facebook playing bejeweled blitz or watching movies. Sadly on Wednesday I thought we got our divorce papers BUT it was just the copies of everything that was prepared and a copy of the letter they sent to the court requesting it be filed and a copy of the final papers be returned to the lawyers office.

STBX did not go to work Friday because he was SO worked up about everything going on in his life and that the house is taking so long to sell he had to go see a pyschotrist. Then of course he got done with seeing her and instead of going to work he went to the BAR to relax. So I spent all night cleaning for the showing the next morning.

The next morning he woke me up at 745 am in a rage because I throw away his netflick envelope (Because I thought it was trash). That day he was driving 105 miles out of town to help a old friend move. So instead of making progress on the things that need to be addressed to sell our house he is just doing nothing and complaining.

Our realtor said people were saying our house was overpriced for not having a deck, and after doing some listing searches I think we are going to have to come down AND add an allowance for the deck. I think we are going to have to come down to the price I originally had in my mind to list it at.

I want the house sold so I can stop spending HOURS cleaning and keeping it clean. Every weekend I spend more time trying to get to look more clean, more organized. I am ready to relax.

My only complaint is that STBX is not paying anything towards any of the house bills, or repairs. So if I and my little boy move out so that the house stays cleaner then I am paying rent AND a house payment.

Even though STBX said he would watch DS this summer he is talking of moving in with a friend and staying on his couch (after house sells but before school starts). So not sure how that is going to work for daycare, I am going to need to work that out. Plus part of me is thinking maybe if STBX moved out now the house would stay cleaner as it is his stuff in the livingroom that is a cluttered mess.

Hopefully things will improve soon.

Okay here is the last photos of the listing.

They are the basement and backyard photos.

Family Room:




Yard Photo:

The yard is greener now, Yesterday I tested the sprinkler system and I programed the system. I am thinking though since we are retaking photos on friday I MIGHT go in and add another program to it so it is watering EVERY day until then so it greens up faster.


Yes this is all the photos of the basement even though there is a storage room behind the door you see to right of the TV, a Large Laundry Room a full bathroom and two bedrooms on this level.

If you were house looking would you want more photos or would that be photo overkill?

What do you suggest?

This is the blurb from the ad...Skip to the bottom is that kind of thing does not interest you, but if you have questions about the pictures or lack of photos for some feature please refer to the listing.

NO SPECIAL ASSESSMENTS - SELLER PAID IN FULL!!! Keep your monthly payments lower! Ranch style home 2x6 const. built in 2006 in a quiet cul-de-sac with walkout lower level. 3 car heated garage, insulated, sheetrocked, hot & cold water & floor drain. This spacious home features an open floor plan with a large kitchen & oak cabinets. There is a total of three ovens (gas range with oven plus double wall ovens). The dining area has a patio sliding door to the large backyard with sprinkler system. Enjoy the hardwood laminate flooring & numerous recessed lights throughout this home. There are four bedrooms & three bathrooms including a master suite with private bathroom & walk-in closet. The lower level is totally finished with insulated walls, 6 panel solid oak doors, a large laundry room, 2 bedrooms, bathroom, family room & rec room. All of the bedrooms & garage are wired for internet, phone, cable plus a wireless router. There is a high efficiency furnace w/ central air & humidifier.

*** I desided to list them by level so due to photo number limits****

Kitchen

*** I have since cleaned all clutter off of counters except the Kitchenaid Mixture in the corner and the countertops are being replaced.

Dining


Livingroom (two pictures I guess to picture size)



Master bedroom

* Yes those totes of clothes are still there and NEED to be taken care of before new pictures friday.

This is the main floor, bottom floor pictures to follow. Do you have any staging ideas or cleaning suggestions, also what do you feel about the lack of photos of walkin closet or bathroom for the master or lack of photos for the second bedroom and main bathroom. If you were a buyer would you want to see these things?

Thank you for all your help.

Yesterday STBX went to look for the siding and he was unable to just go in and order it or buy it (stock on hand) as it is no longer being made.

The siding guy suggested another place to locate the siding. So the search continues for either someone who has stock on hand or a really close match by a different company.

If that does not work out they are starting to do two tone siding here. Basically one color on the bottom 3 or 4 feet then one row of white or a accent color then a different color above. We could do this and I think this would be some very nice curb appeal. I would like to do a slightly darker color to the bottom and the white accent color leaving the current color on the top and the extra siding removed from the bottom could be stored for future repairs. BUT for now we are going to look for 2 pieces that are what we have or VERY VERY close or just leave it and if the buyer wants to negotiate that into the offer so be it.

****

I was super busy yesterday and did not get my papers turned in, actually after all the bad things that happened I did not want to. Sometimes when bad things keep happening it is best not to add to it.

****

I called the realtor yesterday to bring up the fact she listed our house as having a 3/4 bath in the basement instead of a full. We then talked about the outcome of the open house.

Basically the big things were that people thought it needed to be cleaned. The house was really clean for the open house (except the painting supplies in the laundry room, the garage and the totes of STBX clothes in the Master that are ozzing all over.)So not sure unless they are talking scuffs on the walls that need to be painted. So we may end up painting. I also NEED to take more things to the storage unit, basically things from the garage. Need to have it sparkle.

Also they said that they thought it was overpriced for not having a deck so we are doing a little research into deck prices and going to do a allowance. We are not going to pay the cost of a deck then have them complain it is too small or the wrong material etc...Just doing an allowance.

Wednesday the countertops are being installed and that might have been an issue also that they just could not visiualize the new counters.

Anyway on Friday the realtor is going to do another walk through and hopefully a little staging and LOOK for issues to address, we will discuss and deside on the allowance for the deck. We are also at that time going to take NEW pictures for the website NEW curb appeal and more rooms.

Hopefully we can plan another open house for NEXT weekend.

****

Shopping, since the countertops are going in tomorrow today STBX is disconnecting the sink. So dinner tonight is Subway and I will be buying some new shower curtains and rugs trying to get a more upscale image for the pictures on Friday. I will also be buying the planters for the front porch and in front of the garage.

****

Okay going to post the listing phots in a follow up post so I can get suggestions?

Here is a picture of the front of our house.



I would love some suggestions on some curb appeal.

Not sure how much you can see but I have put down black rubber edging that starts about 18 inches in front of where the cement walkway meets the front step, curving it around the front porch then around the front window then around the side, back, other side and to the side of the garage going to 18 inches infront of the garage where the driveway is.

I plan to keep filling it with river rock (easier to mow if you do not have to go right up to the house).

I had pansies planted by the front steps and there are Blocks holding down the black film next to the porch (rocks soon?) then infront of the window are two rose bushes and tiger lilies.

The pansies are starting to grow tiny leaves (seeds from last years plants), and the tiger lilies are growing. Not sure if the rose plants made it as I do not see any green growth YET.

The grass is starting to green in patches NOW (this is the picture from our listing April 4th- see snow on grass).

There is some oil stain infront of the single garage BUT I did clean it since this picture, I do need to go over it some more BUT it is better.

Our lot line in front is two sidewalk squares over from the right or three of the lines (between the two mail boxes) and would go in the direction of that first big Pine you see in the rear right of the background. Now our backyard does not go that far back but I wanted to to give you a line to visualize our front yard.

I have removed the stain on the porch and need to restain it as the area that had knots in the wood the stain color lifted. (To Do List)

We are in Zone 5 for planting if your wondering.

What do you think??

Today I am working, it is my weekend to work this month.

I was paid yesterday since the first fell on a Saturday. Yesterday Night a friend of STBX came over to look at our siding.

He recomfermed what I thought. That to replace the side siding piece all the pieces come down because it goes on first.

But because the melting to the side piece is VERY minor, we could get by without replacing it and either someone will not notice it or it will be so small that it is no big deal.

On Monday STBX needs to run down to the place that sold our siding to the contractor and pick up two pieces and the friend will replace them for $20.

His friend also mentioned that they make a paint for siding so if it gets marked up you can paint it. STBX hit the side of the house with a bobcat and so a piece has black marks on it. I am going to try to get the mark out with a Mr. Clean Magic Eraser (I LOVE THEM) and if that does not work he will pick up a bit of the paint to fix that when he gets the siding on Monday.

Hopefully the $20+ ??? Supplies fix for the siding will help create more interest in our property. I really do not want to do MUCH more to fix up the house because that is one of the reasons we are selling it, so many to do items, but I think I might ask our realtor what we should do to improve our showings.

Heard back from the lawyer, I think Yahoo has a lag. Anyway she is out of the office now. She emailed me back at 11am, but I was working on a project and so I did not check it until too late in the afternoon. She is probubly in court.

About 10 minutes ago WE signed everything BUT the evidentiary affidavit.

Not sure if we both needs to sign the Evidentiary Affidavit or just me or just the lawyer BUT I think I have to sign it from email traffic from my lawyer. Not really sure what the heck a evidentiary affidavit is either?

Okay the bad NEWS; not unexpected but still. Any corrections to the first draft (suppose to be perfect first try) get charged above the base $1000 plus filing $85 rate. It is a $250 per hour charge.

I had to have one rewrite of the original document AND the child support numbers had to be rerun plus rewritten into the Document TWICE because Military pay is TRICKY....Well Military pay for Part time Soldiers is even Trickier thus having to rerun STBX's income twice. Oh well I dont think running the child support numbers twice could have taken more than 30 minutes total. But who knows and they probubly have a charged in 15 minute incrament rule. I need to relook at the bill rate thing they sent me...I hope I made a copy of it before I sent it back to them signed.

Now I just have to hope and pray that everything makes it through the court system WITHOUT having to be rewritten again. I do not do well with $250 per hour add ons when I have no idea how much time is being spent.

I guess I will keep you posted on the cost of my suppose to be $1085.00 Divorce. Everywhere you go I always read that a divorce cost more than you plan so I guess I just hope it is not too much more than $1085.00.

Monday I will be turning in the signed papers, so everything should be ready to filed then.

Okay,

I am SO Nervous....Nothing to be nervous about but I am none the less.

I recieved the corrected paperwork from the lawyer, it was in my email last night IF I had checked it once I got home, I could have gotten it back to her last night so she would have known first thing this morning. Oh well this works too.

STBX needed 2009 tax return for FAFSA, so I got the printed for him. I have been going through documents we will need such as tax return and dependant document (Birth Certificates and SS Cards) and printing two copies and getting them gathered up. I really did not want to give the tax return to him now because I have a feeling he will lose it but oh well I can always make another copy later.

So STBX reviewed the most recent revision and says that it is fine, He still is mystified by how the Child Support calculater works (I have no idea how it works either) I wish the form said okay subtract this from this then multiply that number using the percent in chart 123 table 8. But of course it does not. Why make it so everyone can understand it. I think if Custodal and Non-Custodal parents could go through the whole math of it then there would be less Child Support is screwing me additude. But since the papers were correct I email my lawyer back saying the papers were good and asked what the next step is.

I think it is pay her $500, they mail the documents to us or I pick them up and then return them to them, then pay $85 and they file them. Depending on what time they are printed I will either pick them up or have them mailed. If it is after 3pm then I will need to have them mail them. If they are ready after 3pm nothing is going to be able to be done with them until Monday.

I sent back the first draft of the divorce papers. I will need to call the laywer and ask again about the payment.

I just do not want the process slowed down because they are waiting for payment...They have my CC Number and I just want them to use it if that is what is needed to keep the ball rolling.

I have the option of going down to pick up the papers and present them to STBX or to have them mailed and I think I am going to go down and get them. I want to make sure I have signed everywhere I need to sign before I hand them over to him for signature. Plus it cuts a day or 2 of the wait depending on time and date of them being done.

Yesterday he asked if he could have "Someones" look over the papers once they are done, I think he was asking if I thought they would do it. I said he could try asking; then he brought up the name of someone who he actually knows. I told him I would PREFER if he had her look them over before we resubmit them back to the lawyer and he said never mind. I offered twice and he said just send it back.

I really hope now he just signs them when the time comes...If we have another rewrite I have a feeling I am going to be paying $250 per hour for the modification. I am going to be a little miffed then because it would have been no extra cost IF he would have just done it before like I offered.

I guess it is wait and see....Today if the final draft is done and picked up then $500 Spent.

I got the first draft of my divorce documents.

I say first draft because I needed to make a few changes, I am having the STBX look them over to make sure there is nothing in them he wants changed.

One big point was they messed up the Child Support Amount. I was like WOW when I saw the amount, but then I turned the page and was like WTF when I saw what they had as his per month net pay.

I went to the states website and ran the correct numbers. The amount is the exact same as what StepDaughter#2 Mother gets. The original number was almost double that amount. I told STBX the amount correct amount and of course he flipped out.

I told him we have options, I could either pay him for watching our son this summmer like I originally said I would, and since it is basically double dipping having him pay for Child Support AND half the household bills until he moves we could make an arrangement of one applying to the other. Also I said I am not sure that the CS is automatic or if we have to contact them, and They are always so slow anyway...If we dont do anything it might not happen until School starts (his income jumps once school starts). That calmed him down.

I want the paperwork done, I have no problem letting him mooch off me until School starts because it is best for Our little boy to get to spend time with his daddy and it does help me. Basically I look at it like hiring a nanny.

Man that would be AWESOME if we could get this all ironed out today and emailed back to the lawyer.

I am reading the documents and I think in our state since it is uncontested all that has to be done after it is signed is for it to be entered into record. That would be FREAKEN awesome if this could be done FAST!

Today I stepped on the scale and stood there, sent a little prayer up above. Yeah when weight loss means job security for you and your son you bother god with little things like weight loss.

I looked down and 173.8 Wahoooo that is .8 above what I was when I was measured for work in Febrary. I am down 7.4 pounds since Friday, I also know this is not just water weight as I am always feel it when I lose weight in my back by my ribs.

I stepped off the scale and redid it because I wanted to MAKE Sure. Since I am .8 from my first goal, I am not sure if my next goal will be weight loss, inch loss, or body fat percentage loss. If we do not get weighed/taped at work this weekend than come monday morning I will get taped so that I can figure out what the next goal is.

Last night I Purchased another box of benefiber drink mix, this I think is so much better than pushing down fiber pills as #1 is helps with the water consummed, and #2 I hate pushing down fiber pills. I did not have a coupon for the benefiber, I lost my coupon organizers and could not find anything online. I am spending between $2 and $2.33 without coupon per day on benefiber to loss this weight. BUT since I lost 2 pounds yesterday SOOOO worth the $1 a pound.

I was able to find some coupons online after I got home from the purchase and I have two computer so I was able to print 4. My STBX has two computer that work, so I am hoping he will get the second one (needs a moniter) set up and I might be able to get four more coupons. One coupon lasts for 3 days worth of diet.

***
I was talking with a coworker, she is having someone remove some river rock from her yard, That person is also removing some from another persons home.

Well I am going to get the rock from BOTH for free and the person is delivering it to my driveway, all I have to do is spray it down with water to remove the dirt that has attached to the rock and I can put it into my empty rock gardens.

If I bought this at the store it would have been $2.97 per bag! Not sure how much rock it will end up being but more than one bag full. I hope to have enough to finish the side of the garage and the front of the house.

***
The same coworker who is having the rock removed so she can put in a flower bed gets the newspaper but does not use coupons. She agreed to bring them to me.

Wahoo What a good day.

Okay realistically I dont know if I will get down to 143. I technically need to get to 149 in order to avoid being taped to see if I am under 34% body fat.

2008 July I was about 150-155 pounds and toned (lots of swimming) I would like to be there again. I have until Dec 5th to make this happen. Once this happens I an extending my Job contract for 6 years.

Yep Job security for me and my son for 6 years, So worth a little discomfort now. I have been good and drinking 10-11 glasses of water a day, taking my diet pills and counting calories.

I have desided I am going to bite the bullet and buy more benefiber drink mix (keeps me full) even though I have some raspberry tea flavor at home. The raspberry tea flavor makes me gag. The cost of it as as a diet aid is worth it when you consider it is helping me keep a 50K job a year in a 18K a year average area. Just wish I could find my coupon file since I am sure I had some benefiber coupons in there.

***
House Update
Door is to be installed tonight. Countertops sometime this week (the counter is at the store with the install team - just need install team to call to set up a time).

Laywer - no news yet.

***

Three days until payday. Need to balance the checkbook. Bought my son some jeans on clearance that I need to return to the store. They are "Rocker" style AKA basically skinny cut jeans for men. I figured they would not be bad as he normally wears slim jeans. HA the butt looks like he is wearing a diaper and the tightness in the legs/length looks like he should be a host on that show "Q--- eye for the straight guy".

Oh well I am hopeing to get a trip into Once upon a child so I can see if I can get him some bigger jeans. It is hard finding him SALE/Clearance/Used jeans because he needs an adjustable waist (needs a belt because he is super skinny; but cant wear a belt due to medical issues) and he wears slims while Short and HUSKY is the standard wear I live. If he wears nonslim jeans the waist does not get tight enough with the adjustable waist and when he jumps etc the jeans fall down to his shoes.

Have a great day!!

On Friday I had that light bulb moment....

Everytime I have successfully lost weight and kept it off for a while I have
#1 took a diet pill
#2 Counted Calories
#3 drank at least 8 glasses of water a day.

Well Friday I went to the store and picked up some SlimQuick. I am liking it so far. I really like how I feel less tired. I was looking through the information and I noticed the appitite supressent is a differnet/additional product. So I went back to the store to pick some up since I have that problem.

Well Wal-Mart did not have it BUT CVS did. CVS had a label on another SlimQuick product that said in small print ALL slimquick Product. The Label/Tag was Buy one get one 50%. So when it did not ring up that way I asked and after a little wait I got my 50% off.

I am down 2.4 pounds since starting the pills and appetite supressent. I am down 3.4 pounds since Friday Morning!!!

The appetite supressent drink mix Tastes NASTY!!! No wonder it is everywhere on EBAY. I have decided to use it once a day only as the pre dinner item because I get SO hungery then I could eat a horse. This means I will have enough for 27 days. Hopefully by then my stomich will shrink and I will not be as hungry. So I will not have to buy more.

I need to buy more of the pills though. I will be checking for coupons and sale prices. I just bought the first bottle on Friday so I have some time before I need to buy more I just want to get it purchused before I run out so I can save $$$.

---

I have been drinking my 8 glasses of water a day, actually I am at 10-11 so I am in the bathroom like a pregnant lady.

---

Counting calories...Yep I am doing it. I am eatting the same thing for breakfast everyday, then lunch is soup, then dinner is a meal that changes. By repeating the breakfast, and lunch it makes it easier to do the calories....You just figure it out once and you are good.

****
Today the countertop people called, so hopefully we should be getting it installed this week. Tomorrow the guy is installing the door upstairs.

This means that all I have to finish on the house is staining the front steps...Oh it snow this morning. So I need to wait now. Got to love the weather.

I want to pick up some rocks for around the house. It will depend on how long it takes to sell the house but I would like to atleast pick up enough for the front of the house and the side by the garage.

My STBX is freaking out about the house not selling. Now he has forgotten that the Realtor said most houses are selling in 80 days and instead has in his head that she promised before the end of April (she said she hoped the Tax credit might prompt an FAST sell).

We have a Open House last night and 10 couples came to see the house. I bought my son new shoes since the seams at the toes of his other were torn. $25 total after tax, I could have gotten cheaper if I would have went to the mall or Wal-MArt but he Loved these since they are like his Daddy's.

No news on the Divorce Front...Well Actually last Thursday I sent back the form that says I agree to the fees. So hopefully that will be done soon. My STBX is running up his Credit Card...He is charging Alcohol and tabacco and getting cash advances to buy those things. He is spending an average of $20 a day. I should just not worry about it BUT part of me worries that at the last minute I am going to have to deal with it.

Today the disk drive on his laptop is stuck. He has two desktops, one that works and one that needs repairs. So his answer to the laptop is he plans to go to Wal-MArt and buy a new one with his credit card and throw the old (1.5 years old - desert conditions) across the room.

Whatever.......I really need to not worry about his issues BUT I am playing the What if game. What IF he doesn't sign the papers and wants me to pay off half his credit card bill. (In his Name Only and Charging Nothing of value.)
****
I stopped putting money into the 529 account for me son. I then changed the deposit allication for new deposits. WHY because once we sell the house and deposit the sales from the house It will be invested as a seperate investment fund, that way the money from US is seperate from MY $. Once the House $ is deposited I will then change the allication back to the prior funds and I will put new MY $ deposits into the other fund.

That way IF something happens and I need to use MY money for Me for College it is seperate from the Joint $ for Little Boy. I have also desided for the time being that I am not going to put anymore money into the college fund. I have a option that might open up in the future to finish funding it so for now I will use the money for other goals.

Here is my Zero Based Budget:

Expenses: Monthly
Housing:
Mortgage / Rent $1,060.00
MDU $126.50
Water/Waste $56.90
Cell $96.16
Internet $38.11
House Downpayment$0.00
Storage Unit $55.00
Phone $29.17

Medical:
Dental Premium $12.69
Dependent Meds $15.00
Braces Fund $150.00 (Savings)
Dental Work Bills$25.00 (Slush)

Daycare:
Daycare $165.00
Weekend Sitter $100.00
Summer Daycare $175.00 (Slush)

Vehicle:
Lumina Gas $50.00
Insurance $33.16 (Slush)
Tags $17.00 (Slush)
Lumina Repairs/Replace $100.00 (Savings)

Dependent:
School lunch $37.50
School Snack $6.66
Clothes $20.00
Gifts- Xmas/Bday$50.00 (Slush)
College 529 Fund$20.00 (Savings)
Back 2 School Items$45.00 (Slush)
Allowance $8.00

Misc:
Food/Cleaner/Etc $200.00
Gifts- Xmas/Bday/Wedding$10.00 (Slush)
Roth IRA $416.66 (Savings)

Total $3,118.51 SHORT 664.53

Income:
Work $2,453.98
Child Support ???

Saving(FROM ABOVE NUMBERS):
Slush Fund $355.16
Downpayment Fund $0.00
New Car / Car Repairs $100.00
Braces Fund $150.00

I am $664.53 Short to keep up with my finacial goals so changes need to be made. First note I do not know how much I would get for Child Support BUT it will be small as my STBX income is $1195 per month if they do not include the $705 non-taxable income he earns. I want my budget to be based off no child support so if for some reason he cant pay and his amount goes to arrears that I am not in a bad situation.

I am trying to follow a Dave Ramsey type program. I want to create a slush fund for bills that are not monthly such as back to school clothes and supplies, gifts, car insurance and car tags etc.

I would like to save for a downpayment or house purchase in the future and so that is a savings item. I would like to save for College for my Son, I would like to save for Braces for him, I also want to save for retirement.

What do you think?

I know the storage unit HAS to go (And will as soon as the house is SOLD), the grocery/cleaning/etc is a total estimate and I am selling the house and would like to put the difference between my current housing cost and rental cost into savings for a downpayment. I am guessing the difference is going to be $500.

If this was your budget would you?
A. Reduce the savings that is going to the downpayment on a house ($500)
B. Reduce/Stop the saving for Son's College ($20)
C. Reduce Roth IRA savings ($416.66)
D. Combination
E. Other ??

Question 2 I bought my STBX an new phone which I signed a 1 year contract for, I can either
A. Cancel line pay $200 Fine
B. Change plan to a smaller plan and pay extra $10 or $20 (depends on plan) until Dec 2010 and keep the phone plan no cancel fee
*** B is cheaper BUT then I have a second line to deal with. I upgraded both phones at the same time so I cant just take over his number and cancel my number.
WHAT would YOU do?

Okay stepped on the scale....179pounds.

Yes instead of being nice to me the scale is being MEAN!! It was suppose to magically turn to 143 pounds.

I guess all that resterant eatting because we have to leave the house so people can see the house and so that we are not cooking and messing up the house is messing up my waist line.

So Tomorrow is the work BBQ, that is the last day before I go back on my diet.

I am going to hit it hard, I am stopping off at the diet center and buying the detox drugs...Yep that is between $75 and $90 for a month. Then I plan on stopping at the grocery store and buying some fruit since I already have the meal replacement shakes (I want to add juice and fruit for flavor).

I have two bottles of the meal replacement already(one for at work and one for home) they are 15 meals per bottle, you are suppose to replace 2 meals with the shakes and then eat sensible the third meal. So a bottle is 2 weeks. Well I need to stop eatting all together. I need to totally stop the garbage that I am putting in my body so I will be doing three shakes a day with the added fruit and fruit/vegtables as snacks to get to my needed calories and then hopefully after my cravings end and stomich shrinks in size (full faster) I can stop the meal replacement and go back to cooking meals.

One thing I do know is if I stay out of the kitchen I eat less so the quickness of the meal replacement might be worth the money.

This weekend I worked my tail off on Friday. Of course I still need to seal the wood of the front porch.

I might do that tonight. I needed to let the wood dry out after washing it (twice) and sanding it. Yesterday I noticed dirty shoe prints on the deck after the wash job so I will need to sweep/sand those off (no water) then seal the deck.

I think the reason the stain/seal was not lasting was in years past I was rushing the stain/seal after the cleaning off of the old product and the first year I think the problem was we did not clean the wood to make sure there was not any kind of product on it.

***

After cleaning the front porch I painted the trim around the doors; it looks real nice. We went out to buy a new door bell. Once we got home we noticed the holes in the siding from the old bell were spaced farther apart then the new bell. So went to a different store and same deal. Which means we had to go back to the overpriced place that we picked our lights etc out back in Fall 2006. We closed on our house in Feb 2007. Not sure when the light bell got installed so the doorbell is a little over 3 years old. It still works it is just that the button has a hole in it like the plastic just disinigrated. Since it looked terrible we wanted to get it fixed as it is a eye sore upon entering the house.

I went into the store and explained that we closed on our house in Feb 2007 and was wonder what there warrenty was on the door bells. We explained how it seemed like the door bell button just disinigrated. I was not expecting anything but figured I would try. The floor guy went to ask the big boss and said before leaving to ask her that usually it is a year warrenty but he might be able to do a 30% discount. He came back after a while and said that they would give us the replacement FREE but they needed the old bell.

So we drove home took the door bell off and my son and I returned to the store to get the new one. We had a white door bell that actually looked a little cream now BUT they were out even the display model was gone so we ended up with a silver one. Oh well FREE is FREE and I think the bling of the silver adds a nice touch to our front door which feels a little plain at this time. All in all we probubly spent $.50 in gas and got a FREE doorbell. Now I just have to return the door bell we had originally bought at a hardware store. Regular price of door bell $19.97 @ overpriced lighting store which we got for free because we asked about a warrenty.

***
This Saturday we had one showing. I think the STBX is getting nervous as time goes on because I think he is secretly wishing that it will sell in April because then he can move out of state faster. The school he wants to attend keeps asking if he wants to start sooner because they have openings. He told me they say it is easier to get a earlier date and not a later date so he is locked into August BUT if we sell the house earlier he could move earlier. STBX promised to watch DS this summer but I have a feeling I am going to be putting him into daycare this summer. I cant really blame him for wanting to start early after all if he does then he does not have to get an apartment here if we sell before August. It just sucks because as usual I am the one having to scrabble to make everything work.

Today we have two showings.

I guess I do not have a preferance when it comes to selling the house. When we sell I will move into an apartment and my housing expenses will go down by about $600 per month. When we sell STBX will move out of state and depending on when that happens then come summer I will need to pay for fulltime summer daycare $500+ per month which is a $335 increase since right now my afternoon care cost is $165. Also once he moves our electric will go down because he runs his computer and all his electronics 24/7 and even forgets to turn off the TV.

I think my food costs will go down also since while he was gone we averaged $50 a week including resterants and now we are averaging $150 in groceries alone.

So if you do the math it is still cheaper and the stress of everything will be less, I just wish that my little boy could have a fun free carefree summer. I think I am going to be enrolling him in the summer school program 8am-12noon (FREE) then figure out a afterschool program for the rest of the day. It is three weeks a month for June and July so I could actaully take vacation the other week. Then I think I could enroll him in the all day August program at the place he goes to now afterschool.

This just makes me a little sad as I really just wanted my little boy to get a summer of going to bed late, sleeping in late, riding his bike, playing with kids and not having to be stuck in a classroom from 8am-noon.

I need to start clearing out the storage unit, since we have desided what STBX wants as his property. Maybe I can talk to my grandmother about a rummage sale in May. I wonder if there is time for a small one this Weekend at her house since we have the open house this weekend.

This weekend I plan on tackling some to do items.

I was thinking I needed to get out more, well I meant with people as I have been a little hermit like in my attempt to limit daycare costs since my son was born over 6 years ago. But this weekend I will get out more it is just going to be outside the house instead of indoor to do items.

My To Do List

Post Signs on the Counter and door opening saying that they will be professionally installed by the 25th if not earlier. - No cost signs are Done just need to be hung

Remove the stain from the Front porch - Already have product (Might have to buy a scrub brush and gloves $5) (DONE - NO COST)
Clean the frames of the exterior doors - Have Scraper and sander. (DONE - NO COST)
Clear Coat the front porch - Have product (Might have to buy a paint brush $5)
Prime Entry Doors - Have Product (Might Have to buy a Brush $5)(skipped - NO COST)
Paint Entry Doors - Have Product (Might Have to buy a brush $5)(DONE - NO COST)
BUY and install new Door Bell Button - (DONE - NO COST)
Hang Hose Reel (DONE - NO COST)
Rake Yard
Buy Rocks for Rock Boarder - $2.99 plus per bag
Grass Seed on Sprinkler Lines/overseed - $35 per bag
Bend Metal Stakes to hold edging
Caulk Windows - Have Product
Spray/Wash Driveway - Have Product (Might have to buy a Brush $5)(DONE - NO COST)
Stack Bricks holding down edging to Garage

The Big expenses will be the Rocks at $2.99 a bag and the huge bag of grass seed that is $35 and possibly the door bell button.

I wish I could plant some flowers/plants to increase curb appeal BUT the risk of frost is here until the 20th of May so need to hold off even though I really wish I could add some color.

****I update the list with the done items, NO cost at all but not everything got done. Just felt relaxing on Sat & Sun.

So today I am sort of sad, I keep finding myself tearing up.

Should be Super happy, got through the divorce paperwork talk and now all that is left is for the lawyer to actual type it up and send it to us to sign.

STBX still agreed to watch our son this Summer. I can soon start on plans for my future and putting myself on my priority list instead of STBX as a priority. I should be extremely happy, right?

Should be happy, but instead I have tears filling my eyes. I am actually thinking of seeing a counseler to get past this faster. This will have a cost But money well spent as I cant be all weepy at work that would be wrong.

I am sure this is normal, Right? Everyone has hopes and dreams of happily ever after. And at that point when it is all done and it is over and you know without a fact that aliens are not going to abduct your husband and change him into prince charming and a wonderful father for your child, you grieve.

I grieve about the fact that I had dreams, dreams of happily ever after, dreams from promises made to me and I now cope with the fact it is not going to happen and that I have as of this morning closed the door and walked away knowing that that is not going to happen at least not with STBX.

Atleast that is what I think. So I think I am normal if not oops is it a crime to be abnormal?

On a finacial note, today was payday, need to send a check to school for my little guys school lunch. Paid my credit card bill. The new mattress, the Walmart purchases for bedding and window coverings for the basement bedroom and the Lawyer charge are sitting in a pending status on my credit card. Hopefully Saturday we will have the door for the hallway installed thinking it is $25 or $50.

I need to go to the used bookstore and get some more books. Bring two in and get one for $.75. I like reading and since I spend time waiting to pickup my son from his afterschool daycare it would be nice to have something to read so it is time spent happy. Seems everytime I get books from the library I end up being sent out of town for work, not in the mood for that right now.

Well I had question marks next the the Emergency Fund instead of amounts because I did not know what to put there.

If we cant sell and we need to pay for the house then it is $2360.00 a month. If we sell and we rent an apartment it will be less.

I have desided to list the emergency fund as if I will pay for the house payment and then if it sells I will redo the amounts to match my NEW expenses.

So
3MTH is 7,080.
6MTH is 14,160
9MTH is 21,240
12MTH is 28,320

*** Today is payday, I NEED to balance my checkbook and see what I have to as a ballpark for EF. It will just be a ballpark since until the divorce is final the STBX could turn around and say he wants more.

****** Got a email back from the lawyer and it said that she wanted me to know that unforquently she is super busy with court cases this week she is not going to be able to get to my paperwork until next week. Hurry Up and wait (I am used to this so no biggy). So now I will sit here and wonder if the paperwork gets done next week and mailed out and signed and returned how long is the process from then on? I should have probubly just got some guts and sat down with the STBX last week but I think it would have been a bit much for both me and STBX.

Yesterday I sat down with STBX and we went over the list of marital assests that I made.

Also we answered the questions on the parenting plan guidance, at least I hope we answered them well enough.

He agreed to still watch our son this summer. I offered to pay him, which he turned down. He asked when I wanted him to move out, to which I brought up him just moving into the basement.

So yesterday we bought a new mattress and box spring for our son. We set it up on a frame and put it in the basement, it is what STBX will sleep on until he moves out of state for school or we sell the house which ever comes sooner. Once the house sells we will discard the 15-17 yearold mattress that is on my sons bed and he will get the new one. Until then we will keep the extra furnature to fill up the house.

The bed in the extra room makes the house more inviting instead of an empty room it is now a room with furnature to see what size it is.

The good thing about him in the basement is that it means our son will be able to just be a kid this summer with no real bed time and waking up when he wants to. Also he can continue to drop our son off at school.

I am thinking if we still have not sold the house when our divorce is final I might go buy the couch and automan I want for my new apartment and put it upstairs in the livingroom to help fill out the house better.

Since we completed the papers we have been getting along real well. When he raises his voice about something I dont take it personal anymore. I remind myself there are a few benefits to putting up with it.

He has also been better, instead of yelling every hour or so about something minor he is maybe yelling once or twice a day.

Yesterday we even went out for lunch and he paid. It was nice. For once I was just living life instead of hating him because I was allowing him to treat me badly and thinking I had no way out.

---

This morning I re did the marital list so that it was grouped into things like accounts, then the house, then into his and then mine. I hope this makes it easier to understand.

I then called the laywers office and got the info to email the lawyer and paid the first part so they can do up the paperwork.

I asked how long it normally takes, did not get a real answer. If nothing needs to be changed and all parties still agree it goes rather quickly. WHAT is Quickly?

Today the 15th of April I submitted the information to the lawyer with a partial payment, lets see what quickly is....

Tomorrow I am planning on breaking out the paperwork.

I will be sitting down with STBX and completeing the Marital Assets list and the parenting plan.

At least I hope it gets done, hopefully STBX is not too much in shock that I actually am taking the bull by the horns and going through with a DIVORCE.

I am a little nervous, hope it all goes well.

I need to get my little guy a hair cut. The last hair cut was right before STBX came home the 29th of January. He has needed one for a while but STBX keeps saying he will take little guy in for a haircut when he gets one. I think he MIGHT be getting a haircut for work two weeks from now but maybe not. I am tired of waiting so I will take little guy in for a hair cut after work tonight.

Truthfully STBX hair is really short as he buzzed it right before coming home in January so he could probubly just take the trimmer to the back of his neck and right around his ears and be good (Little guy- no way).

Got an Email from an old friend, guess he is getting out of the Army in like 4 months. He has a Medical Review Board coming up. It is too bad as he only has 9 or 10 years based on his enlistment date and not all of those are Active as he was in the Reserves for a while; so he is short of the 15 needed for a Early Medical Retirement. Hopefully since it is service related he will at least get VA disability payments. I would have liked to hear more and cheer him on but his wife is TOTALLY PSYCHO so I will probubly not hear from him again.

Hopefully the weather will be nice tomorrow after I am done with the paperwork, I hope to get outside and rake the lawn. It is still early so I dont want to turn on the sprinkler system, but I sure wish our grass was greener to help sell the house faster.

Today is crazy, it is one disaster after another. I am finally taking a break (for long enough to write).

Last night we had a showing, my STBX said we would grill brats for dinner. I was hungry before I got home, so once I got home I raided the leftovers to tide me over until the LITE dinner of brats.

My STBX waits until he has only enough time for him to cook the brats and for us to hit the door eatting on the run. Well guess what we are out of gas. We have two tanks so he must have used a ton of gas the two weeks he was home last summer. He through a hissy fit about it.

I cant wait to be away from his drama.

---

While we were killing time during the showing we ordered the countertops for the kitchen, of course STBX askes "didnt you/we do this already" The measurements where only taken Monday when have I had any time I think to myself?

--

Today is his first day back at work (part time 5p-9p) after not working since Jan 29th. He is going to be difficult to deal with after he gets off work tonight.

---

Today he called and well he complained about the realtor again. He is so totally out of reality. He is upset because he does not think I under stand his complaints. Which I do not understand them. We are with one realtor who works at a company. Well most of our viewings are from a different reality company, so he thinks all our realtor did was put the house for listing on five different websites and a TV Show and that she is doing nothing.

He thinks we should have a ton of our company realtors pushing the house. ?????

I am finally said okay I hear you but I disagree. "Back in 2005 we were looking at houses in the 110K-115K range". "The realtor took us to houses in the 110K-115K range, maybe the other realtors do not have clients that are looking at houses that are in the 214,900 price range. Why if the client is looking for 150K would the realtor bring them to our house?" Of course then it made sense, but sometimes I really wonder why it is so hard to him to grasp how things work.

Also I told him we need to call the realtor with the names of who came to see the house so she can follow up with the realtor and he says why should we "she isn't doing anything"

The point of the follow up is so we can get a report of how the visit went and if there where any questions the visiting realtor has they can be answered by our realtor of course I have already explained this to him BUT he must have playing Magic the Gathering or XBOX 360 or playing on his computer when I told him this the first time because of course he was irrate when I asked if he had written the time and date on the back of the cards of the realtor cards that came during the day.

DRAMA DRAMA DRAMA, so ready for the drama to be over.

Okay I should clearify, we are not going to be showing the house after 4pm today. So far I dont think we had any calls for showing today BUT yesterday my DH was whining and moaning about not being able to grill (he like to use a smoker) so it is an long process. We cant start the smoker going and then just leave a live fire if someone wants to see the house.

Basically if we dont show it after 4pm he could maybe BBQ that evening. I am thinking IF he wants to sell the house as quickly and as badly as he does than he should be willing to give up grilling IF need be but whatever.

But I said OKAY, why because yesterday I put in a 14 hour day working until 10pm, returned today to start work at 7am and will need to work sunday at 7am. So tonight when I get off work around 4pm I want to go curl up in bed and sleep. No showings after 4pm means I can go home and catchup on sleep.

Next weekend neither of us work so if people want to see the house; no big deal. The following week we have to go out of town for the weekend, so people can see the house. The following weekend is another busy work weekend for me....I think this will be a no show after 4pm Sat & Sun so I can sleep and DH can grill.

If DH was not such a whinner I would say chill over the grilling thing and show the house (I could visit my grandmothers house and sleep there).

Technically the house has only been listed since Wednesday but I was ready for it to be sold months ago. I hope it sells fast!!!

I dont know why I do it but I find myself running numbers over and over.

Today it what I would have in retirement IF I kept up my level of retirement savings until 2024 or age 48. At age 48 I would need a job change and so my saving would decrease. I figured if I STOPPED at age 48 with no cost of living adjustments and no interest accrueing after that age; at age 65 I would be living off of 53K per year. That is IF everything goes as planned.

Also this is factoring a 10% gains per year until age 48. But this is also figuring no savings at all after age 48 and no gains after age 48.

My retirement plan also includes a paid in full home by age 65. Now I have 14 years until that age magic age 48 number. I would really like to have money saved up so I could buy a paid in full home at the age of 48. Then I would only need to work partime the 17 years until I reach age 65, if I had no mortgage payment at the age of 48 then I would only need spending money. See I would have enough to pay my bills without the mortgage but no extra for fun, so my working would be to bring in FUN money!

On the other hand if I started drawing out my Roth IRA principle money I could maybe retire at 48. Because if I have a paid in full house why would I need 53K a year from age 65-90? Right now we are living off of 28,331 a year IF you subtract my husbands child support payments; and that includes 12,660 being mortgage, taxes, and insurance for house.

Okay time to get out of my Dream World.

After reading a post another blogger said about Tricare paying for liposuction, I did a little research.

Generally in most cases tricare will deny the surgery BUT not always. So I am desided to put that on my to do list! I want to see IF they will pay for it. If not then I will pay for it myself.

I make 50,312.04 per year and basically when I do my taxes I get all my money back so my net take home is VERY good for my area. Average Salery here 15K-18K.

I need to get down to 34% and stay there, in the past I have paid 3K+ to join a weight loss center and I did lose the weight but after I got tired of popping all the pills and monthly detoxafing fasts the weight came back. The weight was off for a year (while husband was out of state for work- but when he got back the weight came back). I was popping 24 fiber pills, a multivitamin, 3 evening primrose oil pills, 2 calcium, 2 cleanse, 2 detox, 6 appitite supressors, and 3 cell-u-rid. I just cant do it, tooooo many pills.

I want to get lipo to my inner thighs, my tummy, and outer thighs. This is where my weight problems are. Even when I was at 143 pounds and skinny I still had fat on my upper inner thighs I did not like. If I get lipo to these areas I can pass the tape test. My waist is fine (averages between 26-29 inches), so need to tackle the lower half which exercise does not always target one area.

I am not sure how much it will cost BUT if it means I pass tape and can extend for 6 more years that is 201,248.16+ in income over the 6 year contrat I would have gotten because I got it done!!

Tuesday seems to be a good day for me, maybe I should plan it for Tuesday!

I am running numbers, and my husbands take home should be $672.20 per month after taxes and taking out Child Support for his two other children. This seems low BUT that is 8K a year so more than poverty level. (It will go up by close to 3K per month once certain non-taxable income start kicking in).

I am not sure how to have the lawyer address the housing situation. YES I want stop living with him ASAP but until we sell the house technically it is half his. It would be much easier if he would just move and answer one of those roomate wanted ads or get an effecentcy appartment which in our area are $240-$365 per month. But I am not sure what he will want to do, who knows it could take months for it to be finalized and then renting for one month is silly (unless we have the house already sold).

Also Part of the $ above is money I will be paying him this summer to watch our child (since he will only be working 5p-9p Mon-Fri. It would be easier to continue the daycare situation if we are sharing the house because then our son could sleep in and just be a kid (until the house sells).

I plan on sitting down with him this coming Tuesday. I am going to say we need to come up with an agreement since he is moving out of state in August for school. Even though we have been functioning like roommates for years, it will still be a surprize I think.