I need to get my Emergency Fund Finished. If the Continuing Resolution is not fixed prior to 4 March 2011, then I am going to have pay issues.
I made a list of my expenses and posted it as a page on here. Hopefully later after I am thinking clearly I can ask for advice on whys to cut out costs that I am over looking.
My Mortgage was refinanced in July 2010 so there is not much I can do about that. It is what it is but I noticed that interest rates are higher than my 4.25% currently so that is that.
I also can't do anything about my house taxes, they were just assessed this Summer also so they are actually correct.
I am thinking maybe it is time to call my house insurance company though and see what I can do to reduce that cost or if that does not help get other quotes. BUT I think I will put that on the back burner for now because I don't want to increase my deductable until I have the increase in my in my Savings.
Today I will try to reduce my Gas/Electric Bill by reducing the heat temp and changing the time settings to match up more with what time we are getting out of bed and going to bed.
I have a list of 5 things that I think will be easy and then hopefully I will start tackling the harder stuff.
Need to cut out the Extras.
February 17th, 2011 at 09:11 pm
February 17th, 2011 at 11:47 pm 1297986442
February 18th, 2011 at 02:19 pm 1298038779
I pay my House Insurance, My Property Taxes and My House payment all myself. They are seperate. Yeah losing interest on that $900 cushion they wanted every year in addition to the actual real escrow amount would drive me crazy.
The cushion and the real amount was $4500 come December so that is alot of money not to be getting interest on.