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Home > Long time so here is the catchup.

Long time so here is the catchup.

August 20th, 2010 at 02:24 pm

I have been spending alot of time with DS. I elected to use some of my stockpiled vacation time instead of paying for a babysitter this month.

I have saved alot in daycare costs and it has been nice. Three more vacation days until school starts.

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This year instead of paying for school lunches $1.50 and breakfast $1.00 each day I am going to pack cold lunchs and make sure he eats breakfast at home. This will mean less veggies as the lunch is going to be a sandwich and a snack such as cereal and water but it will save money until I make some progress on my Emergency Fund goals. It will also mean making sure he gets up earlier and goes to bed earlier since he doesn't like to eat in the morning.

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This Saturday I am having another rummage sale. I hope to sell alot. I hope to do as well as last time BUT even if I only get $100 it would be worth it to reduce the amount of stuff I have in my house. Right now everything is packed neatly in my garage, okay that is a fib as I still have some stuff I would like to go through and label.

Whatever I do not sell I can put in my neighbors sale on the weekend of 10-12 Sept, I just have to make sure I get my initials on it. That will definately happen.

Rummage sales have been worth it so once the rummage sale is over in september I plan to pack everything back into totes and store them under the stairs so that next year all I have to do is pull the totes out and instant rummage sale. Also I hope to have a empty tote or two available so as I find stuff in the house I want to rid myself of I can toss them in.
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Today I paid the Credit Card Bill, I made 3 payments over the next three days using up the money in both savings accounts (that were at the online bank that was paying out less than my ING accounts) and my checking account. I need to come up with $265 before the 1st of September, so I am hoping to do well on the rummage sale this saturday. Worest case once the sale is over and I know I will not be having another I can cash in my Rummage Sale (starter change) which could help. Depending on the turnout/weather/amount of stuff left I might consider another one on the 28th and or the 4th.

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Next week I will call and cancel both the savings accounts that I emptied out that were paying less than my ING accounts.

Right now I have a $543.53 on my credit card that will be due on Oct 1st. After paying all the bills for September I will have $804.35 to spend so basically if I make no progress on goals this coming month I need to spend no more than $260.82 on food, daycare and gas or anything else for the rest of August and Sept, So that I can be back at a zero debt level. Man it is going to be tough. Hopefully I do well at the neighbors rummage sale so I can bring in some extra money.

I bought grocerys a few days ago, I am hoping that besides maybe bread that I can clean out the pantry/fridge/freezer and do a very low grocery bill. Daycare is going to cost $100. And gasoline is going to be around $60 so that would give me $100 for food and unexpected or Checking book cushion that I have wiped out to stretch until the end of Sept.
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Posted in Budgeting, House Related, Child Aventures, About ME! | 9 Comments »

9 Responses to “Long time so here is the catchup.”

  1. ceejay74 Says:
    August 20th, 2010 at 02:59 pm 1282316396
    1282316396

    Note on cold lunches: Carrot and celery sticks, radishes or whatever veg your kid likes raw can round out the sandwich. Or a cut-up apple or orange, to get a serving of fruit in there instead...that's what my mom did for in elementary school.

  2. creditcardfree Says:
    August 20th, 2010 at 03:40 pm 1282318807
    1282318807

    I second ceejay's advice. We use reusable insulated lunch bags with reuseable ice packs, so they can take anything cold. I would definitely add in one fruit or veggie everyday. It could be the same one for a whole week, and then a different one the next week.

  3. miclason Says:
    August 20th, 2010 at 04:34 pm 1282322072
    1282322072

    Ale gets some yogurt and a piece of fruit for snack. Apples and bananas I just toss in the lunchbox, she also likes watermelon, papaya and pinapple, which I cut in pieces and place in a container for her. I cut and pack the fruit the night before and leave it in the fridge until morning.

  4. LittleMsMom Says:
    August 20th, 2010 at 04:40 pm 1282322450
    1282322450

    I think the cut up apples would work, if they are not cut up it seems DS takes a bite then is done (big waste in my opinion).

    I will keep an eye out for sales as Apples are spendy right now at our local stores. I have some baby carrots that I got on sale but DS says he does not like them.

    Last year I packed sandwich, juice, fruit cup and snack when he did the cold lunch thing but it got to be the same price as him taking hot lunch and half would not get touched.

  5. MonkeyMama Says:
    August 20th, 2010 at 04:52 pm 1282323178
    1282323178

    It's easy to add a banana or some carrots to a lunch (& many more healthy treats), but the school will usually have a more wider variety, and be cheaper anyway. I totally understand.

  6. creditcardfree Says:
    August 20th, 2010 at 05:19 pm 1282324790
    1282324790

    Cut up apples will discolor some, but you can avoid this by dipping in lemon juice, orange juice or sprite. I have found Galas don't discolor quite as bad. My daughter will still eat if discolored a bit.

    We have added applesauce from a jar packed in smaller reusuable containers, jello, strawberries, pineapple, carrots, cucumber, lettuce salads, grapes, and snow peas. For some reason bananas don't work for my girls! You will figure it out.

  7. snshijuptr Says:
    August 20th, 2010 at 08:29 pm 1282336179
    1282336179

    If you make the sandwiches with lunch meat, just don't make the mistake of freezing the meat. A friend's mom would do that growing up and the sandwiches always tasted horrible. We would dare each other to eat it...ah good times.

  8. Jerry Says:
    August 20th, 2010 at 08:44 pm 1282337053
    1282337053

    The packed lunches are a great idea that will lead to savings, but just be sure to listen to what he will or will not eat. If it is truly gross (or perceived as gross) you will have no insurance that the food will not just end up in the garbage can as opposed to in a tummy!
    Jerry

  9. LittleMsMom Says:
    August 22nd, 2010 at 01:03 am 1282438985
    1282438985

    Thanks for the ideas and suggestions.

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