Yesterday I spoke with XH and he agree to let me buy him out of the house.

My XH is very self centered and a instant gratification kind of person. (Truthfully he was hoping to list and have an offer in the first week) Even though our house is over the average price for a home in city (169K).

So....I have refinanced the house in my name only. I was approved to refinance anyway. Now I am waiting for the company to Fed-Ex me the paperwork which I will review and sign and return and then THE CLOSER will call me. Due to back log I am told this can take 5 days. But I am locked in on the new rate and it is 1.5% LESS than what I am at now so my total payments will go down $150 per month. Also I will not have an escrow anymore (I will be doing a self-escrow).

Once the house is refianced then I will be paying my XH 10K which is what he would have gotten had we sold the house at the REAL VALUE price AFTER the realtor fees and the portion to Myself and to DSs college fund. We will be doing a Quit Claim Deed to transfer all ownership to myself and to BUY him out. Actually the 10K is $1,500 or 7% more than he should be getting BUT it is what his "I need this amount to move on was".

I would have liked this as an option before we divorced so we could have gotten it taken care of with that instead of having to do a quit claim deed NOW but my XH usually has to be given time to come to realize that I am right.

See he thought our house was worth 260K NO way I was going to pay him 50% of equity of that. I knew it was closer to 206K well we met with a RE Agent and the house is listed at 214 (Big difference in Equity from his minds idea)....NO bites no nibbles. So house is not selling and people complaining about this that and the red neck neighbor with 10 cars three which are parked on the grass and he FINALLY realizes we are going to have to be at a break even point NOT a huge flip that house profit (finished the basement) to sell the house.

So basically we are now both at a house value point that is REAL and because he understands that if we sold to split the profit we would have to pay a realter so that is going to be factored OUT of the equity for both of us. I feel bad that he thinks he should get more than what the market is going to bring him. BUT on the other hand when I called back and told him that I got approved he was releaved. He told me all day after that it was like a huge weight had been lifted off his shoulders.

The funny thing is there is still some work for me to iron out, so at times there is still a little stress on my plate. But last night I played outside with my son, we rode his scooter and he rode his bike and then would take a turn on his scooter. It was great and it was all possible because FINALLY I am done spending all my spare time keeping the house OCD clean.

This morning I took a shower in the Master Bathroom. The Main floor bathrooms have been off limits for a while now since I super cleaned them and put out NEW towels and rugs. Last Night I BBQed But if I had wanted to I could have used the kitchen again. We were limiting cooking and doing alot of take out so that we could reduce the cleaning required. SOOOOOO Nice.