I have a fully funded Mortgage Account, I also have a fully funded Escrow Account.

My goal now is to have 3 months total bills in my Emergency Fund so I can transfer that into my checking on or near the 1st of September. I need $5662.80.

I also want to have 2 months in my Child Care Checkbook, this is $1283.80.

I need to set up the autofunding of the Child Care Checkbook, I need to have $641.90 going in monthly and to end once it reachs the 7702.80 balance not including the $44.44 balance. I am not sure how to do this, I am thinking maybe I will do half payments June-July-Aug-Sept then have it switch to full payments Oct thru July. The half payments I can handle because I will just transfer my Child Support into this account (which happens to be half and right now I don't include in the Child Support in my budget). Then Starting October I will not have Auto Gas, Cell Phone, Internet, and no drill daycare bills so that is actually really close to the other half.

I am currently short $3294.18 for the Emergency Fund. So I have 4 months to come up with this if I am going to have it prior to 1 Sept. That is $823.55 a month. How do I make this happen? I don't really have a plan for this yet. Any extra at the end of the month is going to go there BUT will it be enough.