Layout:
Home > Was down to $3.90 in Checking....

Was down to $3.90 in Checking....

February 4th, 2011 at 03:12 pm

Well I ordered a Pampered Chef Pitcher that I have wanted for a LONG LONG Time about two weeks ago. I was not sure exactly when it would come in, my friend was closing a party and then going to combine orders etc. So I did not write the check right away when I told her to order the pitcher for me.

I also got gas yesterday. I had $3.90 in my checkbook after subracting the gasoline. I admit when you pay with debit card vs credit card you actually notice how much you are paying and how often for gas.

I went in to my checking account to balance it and I think I was going to check if maybe my tax return from the state was deposited.

Yesterday I got a note in the mail from my state saying I missed a credit. I have a carry over housing tax credit from like 2008. I used $20 so my tax return got increased by $20. I still have like $131 left so this credit could take a while to use up.

Maybe credit is not correct. See I owed $20 in taxes once they took all my things into play, so I got all I paid in back except that $20. I had that housing credit thing and they used it to apply to the $20 so I got all that had been taken out of my paycheck back. I still have more of this credit left cause it can only be used to apply to what you owe not what you get back.

My State Tax Return was basically what I had leftover or not given a home in my savings plan. Part of me wants to apply it to my Emergency Fund or my other savings goals but then part of me thinks leave it in checking as a cushion incase something comes up. BUT doesn't something always come up if you do that.

Oh also my Child Support came in....I always forget about that. I use my Child Support to pay for Daycare. The Daycare bill gets pulled on the 5th. So now that the child support came in to pay that, I can use the money "I" allocated for it out of the checkbook. So I now have that for these two weeks until payday.

After reviewing my savings I applied my State Tax Return to my House Repair Savings. Once this months autopayment goes through I will have $2000 which is my deductable if I make a claim against my homeowners policy. Actually I think it is $2100 or $2090 but $2000 is close enough.

1 Responses to “Was down to $3.90 in Checking....”

  1. Petunia 100 Says:
    1296837638

    "Credit" is correct. It is a non-refundable credit which you can be carried forward. That's great, some credits can't be carried forward, they are "use it or lose it".

    I like that Pampered Chef pitcher, too! I don't have one, I can only envy yours. Smile

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]