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Case of the blues

July 8th, 2010 at 02:25 pm

Well I have been on a run of happiness. I was looking forward to having my XH out of my house and his drama gone.

I was looking forward to my son spending time with his dad so I could have a break from being the person that handles everything.

But I have hit a blue patch.

Now that it is day two of my little boy being on vacation with his father I am sad. I really miss my little boy. The house is too quiet. I miss my daily hugs, kisses and of course the "I love you mommy".

Last night I blew up at my boyfriend. He does this thing where he quotes movies in a wierd high pitched voice and I try to ignore it but last night he sent me a sound text and it basically it was a movie clip, an annoying OLD military one at that. I know it is dumb to let something like that eat at me but I really find the movie and tv quotes annoying since I have no clue the movie reference since I dont watch TV and because I have a young child most movies I watch are family friendly. Plus the high pitched voice is like hands down a chalk board to me.

I know I am going to have to say something BUT not sure if it will do any good because he does this more when he is nervous so it might be ingrained habit.

We were suppose to reserve the hotel rooms for the trip this weekend but I am dragging my feet on it because I do not want to spend all that money if I think I am going to be blue the whole time and secretly upset with him over the voice thing.

I think I am going to try to have a rummage sale on Saturday instead. I have so much stuff for a sale that I need to have a sale so that I can have a sale. I really need to be saving $ for my $$ Goals and not spending money on things I can really go without.

What to do? What to do?

Savings annoying

July 7th, 2010 at 07:20 pm

Well I desided I not longer wanted the goal saving with my local bank. I had opened it up as a slush fund but after realizing how little interest it makes (.1%) I desided to go with an online saving. Yesterday I empty it out and called today to close it.

Well I called today and IF I close within 6 months I am charged $25 for an early termination fee. So today I transfered $10 back into the account so it doesn't have a zero balance. I reset up the required monthly transfer but reduced it to $30 which is $5 more than the minium required.

I guess I will just have to go into the account after the transfer happens and transfer it back to checking. I will do this for the next 4 months to save myself the $25.

This is a big pain in the butt. But the bank is not going to cheat me out of $25. I will just play their game.

This weekend I am planning on going on a small vacation. Hotel and Gas for the 2 nights should cost around $120. The Spa pampering is going to run me $200 and food I am guessing $50. We are also planning on stopping at the outlet mall and so I am thinking $500 for shopping.

At the outlet mall I am hoping to pickup a Machine Washable bedding set for my king size bed. I am also wishing to buy some clothes for myself and back to school clothes for my son. I would like to get some art work for my walls and maybe a right hand ring. Hopefully I am successful.

Look at my sidebar....I will get that TREAT MYSELF TO SOME PAMPERING goal completed!!! Sweet!

A catch up

July 6th, 2010 at 09:19 pm

Okay lets see. XH moved out on the 1st of the Month, came back on the 2nd for the holidays then left on the 5th until the 22nd when he is bringing back DS from their visit.

I gave him a BUNCH of furnature and as a result I have no couch, but I figured it saved me the hassle of finding someone to take the livingroom set to the dump once I saved up enough money to buy new furnature.

I bought a new (softer) mattress, what a difference that has made. My XH always thought he NEEDED a firmer mattress so I listed my old one on a online site for free and it was picked up within 4 hours.

I need to step on the scale and see where I am at for weight. I passed the physical fitness and body fat requirement for work so today I signed a NEW 6 year contract with my employer.

Yesterday my relatives were all saying that I looked like I lost weight and a co worker who had not seen me in a week said the same thing. I think now that my stress level has gone down the weight is coming off.

I set up autofunding of all my savings goals. I am kind of stressing because after all is done I only have like $600 per month for things like food, gas and unexpected. I am trying to plan for as many non-routine expenses but there is always the unplanned that pops up. I have my 3MTH Emergency Fund completed and am $1300 short of 6MTH.

Tonight I close on my house refinace. So as of tonight I will offically be a homeowner all by myself without my XH on the title. We did a quit claim but the refinace will make it 100% offical as when they were doing the title search they had to have XH sign some more documents so I am glad I refinaced so all the i s are dotted and t s are crossed.

The big summer work rush happened, not sure if I wrote about that but my now single status was the thing to talk about. As a result I am now dating someone.

I got the garage opener back from my XH, but forgot to get the key because he threw a little drama in my lap as he drove away on the 5th. Oh well I am not looking forward to spend the money to change the locks BUT I did want to put a more decorative handle/lock on the door so now I have a good reason to push that to the top of the to do list.

The guy I am seeing has a cousin that builds decks, so he is going to talk to him and see if he can get me a deal on the construction of one. I need a deck, it is not just a want because it is an exit. It is a FIRE escape if there is a fire at the front of the house or in the garage.

I currently have $100 a month going into a house repair and projects account, Once I have my Escrow account funded, my mortgage account, and my 6MTH EF funded to where I want them, I want to bump that up so that I can build the deck sooner.

I am slowly going through the house and I so need to have a rummage sale. I need the money and I need to clear some of this junk because I want to declutter my life.

I had some rocks and a boulder in my back yard the boulder weighed 4600 pounds. I paid a coworker to remove them. The total cost was 326.80 for the work and now once the grass grows in I will be able to mow the grass without having to mow around the rocks. It is a huge weight off my shoulders....Like 4600 pounds. HaHa

Saved myself $123.54

June 15th, 2010 at 03:45 pm

I run or atleast I run when I am told I have to run. HaHa

Well I have an MP3 player that I use for running and like to have songs in there that are upbeat and catchy.

Well lately I have been thinking about how nice it would be to have a running playlist, a cool down playlist and of course a just chillin and listening to my favorite tunes playlist.

So I was thinking of biting the bullet and buying an ipod. Well about a week and a half ago I created a folder on my MP3 player. I was hoping that folders would equal playlists. Well I turned on my MP3 player and nothing was different. The song that was in the seperate folder was in my list so figured nope folders dont mean anything.

Well I was messing with the MP3 player today and realized that I infact do have an option to play folders. So now I am NOT going to by an ipod ($123.54 at Wal-Mart) was going to buy it at Staples and pricematch Wal-Marts price so I could use my staples rewards check which would basically cover the tax on the ipod.

:0)

Need to save for a vacation, $$ related but lots of personal undertones

June 14th, 2010 at 01:52 pm

So my Workout Buddy is planning to go to Vegas in August, he parents and uncles/aunts were going to go and meet some radio personality and him and his brother were going to go relax and maybe do a little skydiving.

BUT He has not locked anything in yet. He was planning the end of August and asked if I might be interested in tagging along; but that would not work for me since Mid August school starts. I told him if it was sooner I might be convinced to join him.

Well his answer was that the trip was not in stone yet and if earlier would workout better, an earlier trip could be arranged. How Sweet is that.

Okay so my Workout buddy has many friends in the airline business, so he can get buddy passes, we just have to get to Denver. So I need to start saving for the trip that I want to take; that he said he could arrange buddy passes for.

My plan is July-August (Workout daily, watch food intake, increase water intake) Goal Be down to my 143 pound goal fitting into my favorite swim suit.

Reward: Vegas 3 day trip early August

Sept 18th: Run 1st 5K race

Get a Passport!

Reward for 5K race, Getting fit and trim and My Birthday (Nov): Trip to cancun (buddy ticket) in November which he says would be the best time to go as it is not during spring break and that time of year it is more people our age on vacationing there.

I need to look into the price of tickets to vegas...We have super cheap flights to vegas from my city as we have one airline that just does vegas so I am thinking $100-$150. I then will need $ for food. I am thinking either I will be crashing on the couch in their room (unless the brother is claiming the couch) or will crash on the floor. After all the carpeted floor will probubly be softer than a rocky ground you would get camping.

As for my Birthday trip:
I need a passport
I need Ticket to Denver
I need Hotel $
I need Food $
He has been to cancun 4 times so I am going to find out from him the average he usually spends on food and hotel so I can ball park the savings I will need.

***
Disclaimer:
I am not looking for a romantic relationship. We are friends! And if it were to get serious I would require a 2 year dating time line before a 2 year engagement time. With my Ex if I would have done this I would have known we did not make a good couple. Also IF I was ever talk about get married I would make sure it was a church wedding with both of us attending the required pre-marriage classes and us attending a dave ramsey course before wedding planning.

I have been in a marriage that basically was two people sharing living space for at least 5 years so I guess in my mind I dont feel the need for 100% 24/7 Me Only time. Also we are friends, we chit chat and he understands that; we were talking about something and he said "if we were to date in the future" so I know he gets that I am not looking for anything more than a Workout Buddy and a good friend at this time.

Totally personal

June 13th, 2010 at 07:54 pm

Okay this is not money related, might be able to toss in a few money things but mostly this is just an attempt to purge my brain.

I AM Divorced!! And for the past 8 years I have given and given and got nothing in return (besides my son - so I would do it all over in a heart beat).

I have often been told while I was married that my now ex had no clue what he had in a wife and there are so many guys that would love to have me as there girl/woman and would love my son as their own.

***
Well my ego is really being boosted. The big work weeks are here and the part timers are working full time and there is alot of round the clock projects going on. Well the Big NEWS is that I am now single. Seems to be the Thing to talk about.

In the last week I have been contacted by an old guy friend, and have meet two new guy friends. One of the new friends has had a crush for like 2 years now BUT being he is a true gentleman he has NOT acted on it. Well now that the big news is that I am single he has asked me to spend time with him. We are going to go to a movie here soon just not sure when. I would like to see Killers, and Letters to Juliet. I think I might have talked him into either taking me or renting letter to juliet later. We desided on Killers.

Truthfully I was being really judgemental about the guy who is going to take me to the movie and almost was like nah not going there, but as I get to know him more I am finding more and more I like about him.

He is taking a mini-vacation in the end of august and asked me to go with. I said maybe another time because school will be starting then and I cant miss the first days of school.

I have never been on a real vacation. I am really overdue for a mini-vacation or a vacation, so I am thinking it would be nice to go. Even if we are just going as friends. We have alot in common and I think we both could help the other improve/better oneself.

I am really excited for the prospect of going on a fun vacation with friends.

$$$ Thinking about joining a gym

June 13th, 2010 at 05:09 pm

I am thinking about joining a gym. Which means a monthly added cost to my budget.

The thing is I found a workout buddy, If I workout with them I either need a membership where they have one or pay $7 per visit to the YMCA. So far I canceled once with them (did not want to pay $7) and once I suggested a walk (see below) after they had completed their YMCA workout.

I am not really liking the YMCAs hours for Daycare as workout buddy needs to workout before or after work and so before work would be fine ( my work will give me the time to workout during my shift) but after work would be a problem as the daycare ends at 7:30pm on Mon-Thurs and is not available Fri-Sun, and they do not work out until 9pm if they workout after.

I was thinking of a second or third option...Option 3 allows 1 guest per visit so I could get the membership and it would cost my workout partner nothing. I need to check into their daycare times though. The only downside is that they have not pool.

WE walked 10 Miles yesterday together and I walked 3 miles by myself while they were at the YMCA, I also took 2 loads of boxes out of storage. I was very happy with the scale this morning as a result. 168.8!!!! I am back under 170. Only 25 pounds to go to goal.

My workout buddy MIGHT run the 5K with me in September. It depends because they cringed when I told them there was a $25 -$30 entry fee if they registered before the end of the month. Also not sure if they will want to run with me or run at their top speed. So maybe I will just see them at the finish line as they run at a faster pace then I do.

****
My XH was suppose to go to the cities to look at an apartment yesterday but desided to go camping instead. He is now planning on going this weekend. I have to work saturday so I hope he plans to take our son with him as I will not be availble to watch DS.

Some time this week I NEED to get my ducks in a row and get the quit claim completed. I need to deposit more money into the account that I am going to be using to cut the check to XH.

****
I was reminded that I really need to set up an appointment with the dentist and my girly doctor. So I might have another monthly bill to add to my budget. I am not sure if that type of prescription is covered at the 100% rate or if I am going to have the the $3 or $13 per 3 months mail-order-pharmacy rate.

****
Tonight, right after work I am planning on having subway for dinner with my workout Buddy, then going for another walk but only 6.4 miles this time.

It is funny because I have told people I walked for 13 miles last night and they are all like NO WAY. But once I tell them the 10 miles took 3 hours then they are like okay I can see that.

Financing my home! The Buy OUT!

June 3rd, 2010 at 03:06 pm

Yesterday I spoke with XH and he agree to let me buy him out of the house.

My XH is very self centered and a instant gratification kind of person. (Truthfully he was hoping to list and have an offer in the first week) Even though our house is over the average price for a home in city (169K).

So....I have refinanced the house in my name only. I was approved to refinance anyway. Now I am waiting for the company to Fed-Ex me the paperwork which I will review and sign and return and then THE CLOSER will call me. Due to back log I am told this can take 5 days. But I am locked in on the new rate and it is 1.5% LESS than what I am at now so my total payments will go down $150 per month. Also I will not have an escrow anymore (I will be doing a self-escrow).

Once the house is refianced then I will be paying my XH 10K which is what he would have gotten had we sold the house at the REAL VALUE price AFTER the realtor fees and the portion to Myself and to DSs college fund. We will be doing a Quit Claim Deed to transfer all ownership to myself and to BUY him out. Actually the 10K is $1,500 or 7% more than he should be getting BUT it is what his "I need this amount to move on was".

I would have liked this as an option before we divorced so we could have gotten it taken care of with that instead of having to do a quit claim deed NOW but my XH usually has to be given time to come to realize that I am right.

See he thought our house was worth 260K NO way I was going to pay him 50% of equity of that. I knew it was closer to 206K well we met with a RE Agent and the house is listed at 214 (Big difference in Equity from his minds idea)....NO bites no nibbles. So house is not selling and people complaining about this that and the red neck neighbor with 10 cars three which are parked on the grass and he FINALLY realizes we are going to have to be at a break even point NOT a huge flip that house profit (finished the basement) to sell the house.

So basically we are now both at a house value point that is REAL and because he understands that if we sold to split the profit we would have to pay a realter so that is going to be factored OUT of the equity for both of us. I feel bad that he thinks he should get more than what the market is going to bring him. BUT on the other hand when I called back and told him that I got approved he was releaved. He told me all day after that it was like a huge weight had been lifted off his shoulders.

The funny thing is there is still some work for me to iron out, so at times there is still a little stress on my plate. But last night I played outside with my son, we rode his scooter and he rode his bike and then would take a turn on his scooter. It was great and it was all possible because FINALLY I am done spending all my spare time keeping the house OCD clean.

This morning I took a shower in the Master Bathroom. The Main floor bathrooms have been off limits for a while now since I super cleaned them and put out NEW towels and rugs. Last Night I BBQed But if I had wanted to I could have used the kitchen again. We were limiting cooking and doing alot of take out so that we could reduce the cleaning required. SOOOOOO Nice.

How much is your SANITY worth $$$$$

June 1st, 2010 at 05:47 pm

So XH got back from his out of town party with friends.

He of course gets upset right away when I ask him to make sure his feet are clean before walking on the NEW carpet. The old carpet was dirty and that is why we had to spend $500 to replace it so people would stop complaining about the carpet.

Well before the trip I was working on the rock border and he was painting the upstiars. Well while he was gone I finished the rock border. I have a stiff neck, sunburned arms, and 4 days I will never get back to show for it BUT it is done.

Today when he called me at work to find out if I called the realtor I mentioned the painting. He still needs to paint the hallway and the two bathrooms. (The bedrooms should also be done but they are not BAD). His answer was to swear at me then hang up the phone. I really dont get the sell it two months ago attitude but yet I am doing all the work to get it ready to show.

I have called the realtor so far today twice. I will talk to her today BEFORE 9pm. I want to find out about the comments during the last open house. I also plan to reduce the price we are asking.

It is costing me 1500.00 in housing payments for each additional month we are on the market because XH has not money and now he is getting hystrical because in a month he will not have enough to pay his child support in full. (Humm maybe he should work instead of taking vacations or get a fulltime job).

We are talking of dropping our list price. I am thinking about 10K but it might be 15K just to get a QUICK bite. XH wants to drop it to 200K but then in the same sentence he says he wants a small amount of money so he can move and start living his life. We might end up at the 15K drop which would be 199K but It scares me a bit because then the offers are going to be below that price and I know XH is going to be a pain in the BUTT when he doesnt have much to move forward.

***
I talked to the realtor and off course now a third realtor has repeated that our house is great but it is not selling. Now the word is the house is COLD. The new homes we are up against are staged and painted a warm browny/tan and we have near white walls.

The realtor knows some stagers and hopefully they can come over tomorrow to look at the house. Of course I knew this needed to be done and any painting suggested is going to have to be hired out (XH is lazy but at end of rope). When I told him the house might need to be painted a warmer color he flipped out and said he cant afford any more house expenses. I am really getting sick of him saying that because I am the one footing all the bills.

Oh well how much is my sanity worth, is it worth dropping my house price by 15K and paying out of pocket 1K for painting and ??? 1K for furnature and decorations to warm up the place.

***
Sadly I just wish we would have priced the house lower to start with. I was thinking based on pricing that would should have been at 206K to start. If we would have started there then took of 5K for the deck allowance we might have sold faster and it would not be JUNE and still not sold the house.

I am Divorced!!!!!!!!!!!!!!!!!!!!!!

May 11th, 2010 at 04:38 pm

Have been waiting for the paperwork and desided to check the public records for the state.

On the afternoon of the 4th I turned the signed documents into my lawyer she was out of the office and would mail them on the 5th.

On the 6th of May the documents were filed and on the 7th of May the judgement/order was entered and the case was closed!!!!!!

So now I just have to wait for the stamped/filed documents so I can make some changes to insurance and that kind of thing BUT. It is done!!!

Start to finish it could have taken a week IF I would have had my act together.

****
Yesterday MY EX HUSBAND, heheheheh; found out that there was a mistake with his school housing and now instead of the $500 rate he is going to have to rent an apartment. He thought he was getting his own room but sharing a commons cooking/living area. Found out when he was filling out the housing forms that he would have been sharing a room. I suppose that is unexceptable for a 41 year old male. So now as soon as the house sells he is going to be moving so he can get an apartment lined up asap. Which of course means I am left figuring out daycare for this summer. It is too late for the school program BUT I think that everything will work out. Maybe Little guy is meant to switch day care provider now, It is sometimes easier to keep what you have BUT there is a different program that is more expensive than I am paying now BUT I think I like that it is more flexable and I believe it would be available for no school days.

Who knows maybe we will not sell the house until right before school starts or not until next summer and I will not have to worry about summer school. (XH cant move until house sells or school starts because he doesn't he needs the proceeds or financial aid to pay for housing).

What is a evidentiary affidavit?

April 30th, 2010 at 09:40 pm

Heard back from the lawyer, I think Yahoo has a lag. Anyway she is out of the office now. She emailed me back at 11am, but I was working on a project and so I did not check it until too late in the afternoon. She is probubly in court.

About 10 minutes ago WE signed everything BUT the evidentiary affidavit.

Not sure if we both needs to sign the Evidentiary Affidavit or just me or just the lawyer BUT I think I have to sign it from email traffic from my lawyer. Not really sure what the heck a evidentiary affidavit is either?

Okay the bad NEWS; not unexpected but still. Any corrections to the first draft (suppose to be perfect first try) get charged above the base $1000 plus filing $85 rate. It is a $250 per hour charge.

I had to have one rewrite of the original document AND the child support numbers had to be rerun plus rewritten into the Document TWICE because Military pay is TRICKY....Well Military pay for Part time Soldiers is even Trickier thus having to rerun STBX's income twice. Oh well I dont think running the child support numbers twice could have taken more than 30 minutes total. But who knows and they probubly have a charged in 15 minute incrament rule. I need to relook at the bill rate thing they sent me...I hope I made a copy of it before I sent it back to them signed.

Now I just have to hope and pray that everything makes it through the court system WITHOUT having to be rewritten again. I do not do well with $250 per hour add ons when I have no idea how much time is being spent.

I guess I will keep you posted on the cost of my suppose to be $1085.00 Divorce. Everywhere you go I always read that a divorce cost more than you plan so I guess I just hope it is not too much more than $1085.00.

Monday I will be turning in the signed papers, so everything should be ready to filed then.

Final Revision finished

April 30th, 2010 at 05:36 pm

Okay,

I am SO Nervous....Nothing to be nervous about but I am none the less.

I recieved the corrected paperwork from the lawyer, it was in my email last night IF I had checked it once I got home, I could have gotten it back to her last night so she would have known first thing this morning. Oh well this works too.

STBX needed 2009 tax return for FAFSA, so I got the printed for him. I have been going through documents we will need such as tax return and dependant document (Birth Certificates and SS Cards) and printing two copies and getting them gathered up. I really did not want to give the tax return to him now because I have a feeling he will lose it but oh well I can always make another copy later.

So STBX reviewed the most recent revision and says that it is fine, He still is mystified by how the Child Support calculater works (I have no idea how it works either) I wish the form said okay subtract this from this then multiply that number using the percent in chart 123 table 8. But of course it does not. Why make it so everyone can understand it. I think if Custodal and Non-Custodal parents could go through the whole math of it then there would be less Child Support is screwing me additude. But since the papers were correct I email my lawyer back saying the papers were good and asked what the next step is.

I think it is pay her $500, they mail the documents to us or I pick them up and then return them to them, then pay $85 and they file them. Depending on what time they are printed I will either pick them up or have them mailed. If it is after 3pm then I will need to have them mail them. If they are ready after 3pm nothing is going to be able to be done with them until Monday.

Email back first draft of divorce papers

April 29th, 2010 at 03:22 pm

I sent back the first draft of the divorce papers. I will need to call the laywer and ask again about the payment.

I just do not want the process slowed down because they are waiting for payment...They have my CC Number and I just want them to use it if that is what is needed to keep the ball rolling.

I have the option of going down to pick up the papers and present them to STBX or to have them mailed and I think I am going to go down and get them. I want to make sure I have signed everywhere I need to sign before I hand them over to him for signature. Plus it cuts a day or 2 of the wait depending on time and date of them being done.

Yesterday he asked if he could have "Someones" look over the papers once they are done, I think he was asking if I thought they would do it. I said he could try asking; then he brought up the name of someone who he actually knows. I told him I would PREFER if he had her look them over before we resubmit them back to the lawyer and he said never mind. I offered twice and he said just send it back.

I really hope now he just signs them when the time comes...If we have another rewrite I have a feeling I am going to be paying $250 per hour for the modification. I am going to be a little miffed then because it would have been no extra cost IF he would have just done it before like I offered.

I guess it is wait and see....Today if the final draft is done and picked up then $500 Spent.

The morning gets BETTER.

April 28th, 2010 at 08:54 pm

I got the first draft of my divorce documents.

I say first draft because I needed to make a few changes, I am having the STBX look them over to make sure there is nothing in them he wants changed.

One big point was they messed up the Child Support Amount. I was like WOW when I saw the amount, but then I turned the page and was like WTF when I saw what they had as his per month net pay.

I went to the states website and ran the correct numbers. The amount is the exact same as what StepDaughter#2 Mother gets. The original number was almost double that amount. I told STBX the amount correct amount and of course he flipped out.

I told him we have options, I could either pay him for watching our son this summmer like I originally said I would, and since it is basically double dipping having him pay for Child Support AND half the household bills until he moves we could make an arrangement of one applying to the other. Also I said I am not sure that the CS is automatic or if we have to contact them, and They are always so slow anyway...If we dont do anything it might not happen until School starts (his income jumps once school starts). That calmed him down.

I want the paperwork done, I have no problem letting him mooch off me until School starts because it is best for Our little boy to get to spend time with his daddy and it does help me. Basically I look at it like hiring a nanny.

Man that would be AWESOME if we could get this all ironed out today and emailed back to the lawyer.

I am reading the documents and I think in our state since it is uncontested all that has to be done after it is signed is for it to be entered into record. That would be FREAKEN awesome if this could be done FAST!

Great Morning....

April 28th, 2010 at 04:26 pm

Today I stepped on the scale and stood there, sent a little prayer up above. Yeah when weight loss means job security for you and your son you bother god with little things like weight loss.

I looked down and 173.8 Wahoooo that is .8 above what I was when I was measured for work in Febrary. I am down 7.4 pounds since Friday, I also know this is not just water weight as I am always feel it when I lose weight in my back by my ribs.

I stepped off the scale and redid it because I wanted to MAKE Sure. Since I am .8 from my first goal, I am not sure if my next goal will be weight loss, inch loss, or body fat percentage loss. If we do not get weighed/taped at work this weekend than come monday morning I will get taped so that I can figure out what the next goal is.

Last night I Purchased another box of benefiber drink mix, this I think is so much better than pushing down fiber pills as #1 is helps with the water consummed, and #2 I hate pushing down fiber pills. I did not have a coupon for the benefiber, I lost my coupon organizers and could not find anything online. I am spending between $2 and $2.33 without coupon per day on benefiber to loss this weight. BUT since I lost 2 pounds yesterday SOOOO worth the $1 a pound.

I was able to find some coupons online after I got home from the purchase and I have two computer so I was able to print 4. My STBX has two computer that work, so I am hoping he will get the second one (needs a moniter) set up and I might be able to get four more coupons. One coupon lasts for 3 days worth of diet.

***
I was talking with a coworker, she is having someone remove some river rock from her yard, That person is also removing some from another persons home.

Well I am going to get the rock from BOTH for free and the person is delivering it to my driveway, all I have to do is spray it down with water to remove the dirt that has attached to the rock and I can put it into my empty rock gardens.

If I bought this at the store it would have been $2.97 per bag! Not sure how much rock it will end up being but more than one bag full. I hope to have enough to finish the side of the garage and the front of the house.

***
The same coworker who is having the rock removed so she can put in a flower bed gets the newspaper but does not use coupons. She agreed to bring them to me.

Wahoo What a good day.

5.4 pounds down since Friday AM 32.8 to go!!!

April 27th, 2010 at 06:15 pm

Okay realistically I dont know if I will get down to 143. I technically need to get to 149 in order to avoid being taped to see if I am under 34% body fat.

2008 July I was about 150-155 pounds and toned (lots of swimming) I would like to be there again. I have until Dec 5th to make this happen. Once this happens I an extending my Job contract for 6 years.

Yep Job security for me and my son for 6 years, So worth a little discomfort now. I have been good and drinking 10-11 glasses of water a day, taking my diet pills and counting calories.

I have desided I am going to bite the bullet and buy more benefiber drink mix (keeps me full) even though I have some raspberry tea flavor at home. The raspberry tea flavor makes me gag. The cost of it as as a diet aid is worth it when you consider it is helping me keep a 50K job a year in a 18K a year average area. Just wish I could find my coupon file since I am sure I had some benefiber coupons in there.

***
House Update
Door is to be installed tonight. Countertops sometime this week (the counter is at the store with the install team - just need install team to call to set up a time).

Laywer - no news yet.

***

Three days until payday. Need to balance the checkbook. Bought my son some jeans on clearance that I need to return to the store. They are "Rocker" style AKA basically skinny cut jeans for men. I figured they would not be bad as he normally wears slim jeans. HA the butt looks like he is wearing a diaper and the tightness in the legs/length looks like he should be a host on that show "Q--- eye for the straight guy".

Oh well I am hopeing to get a trip into Once upon a child so I can see if I can get him some bigger jeans. It is hard finding him SALE/Clearance/Used jeans because he needs an adjustable waist (needs a belt because he is super skinny; but cant wear a belt due to medical issues) and he wears slims while Short and HUSKY is the standard wear I live. If he wears nonslim jeans the waist does not get tight enough with the adjustable waist and when he jumps etc the jeans fall down to his shoes.

Have a great day!!

Spending and life Update including 529 Account.

April 26th, 2010 at 06:40 pm

On Friday I had that light bulb moment....

Everytime I have successfully lost weight and kept it off for a while I have
#1 took a diet pill
#2 Counted Calories
#3 drank at least 8 glasses of water a day.

Well Friday I went to the store and picked up some SlimQuick. I am liking it so far. I really like how I feel less tired. I was looking through the information and I noticed the appitite supressent is a differnet/additional product. So I went back to the store to pick some up since I have that problem.

Well Wal-Mart did not have it BUT CVS did. CVS had a label on another SlimQuick product that said in small print ALL slimquick Product. The Label/Tag was Buy one get one 50%. So when it did not ring up that way I asked and after a little wait I got my 50% off.

I am down 2.4 pounds since starting the pills and appetite supressent. I am down 3.4 pounds since Friday Morning!!!

The appetite supressent drink mix Tastes NASTY!!! No wonder it is everywhere on EBAY. I have decided to use it once a day only as the pre dinner item because I get SO hungery then I could eat a horse. This means I will have enough for 27 days. Hopefully by then my stomich will shrink and I will not be as hungry. So I will not have to buy more.

I need to buy more of the pills though. I will be checking for coupons and sale prices. I just bought the first bottle on Friday so I have some time before I need to buy more I just want to get it purchused before I run out so I can save $$$.

---

I have been drinking my 8 glasses of water a day, actually I am at 10-11 so I am in the bathroom like a pregnant lady.

---

Counting calories...Yep I am doing it. I am eatting the same thing for breakfast everyday, then lunch is soup, then dinner is a meal that changes. By repeating the breakfast, and lunch it makes it easier to do the calories....You just figure it out once and you are good.

****
Today the countertop people called, so hopefully we should be getting it installed this week. Tomorrow the guy is installing the door upstairs.

This means that all I have to finish on the house is staining the front steps...Oh it snow this morning. So I need to wait now. Got to love the weather.

I want to pick up some rocks for around the house. It will depend on how long it takes to sell the house but I would like to atleast pick up enough for the front of the house and the side by the garage.

My STBX is freaking out about the house not selling. Now he has forgotten that the Realtor said most houses are selling in 80 days and instead has in his head that she promised before the end of April (she said she hoped the Tax credit might prompt an FAST sell).

We have a Open House last night and 10 couples came to see the house. I bought my son new shoes since the seams at the toes of his other were torn. $25 total after tax, I could have gotten cheaper if I would have went to the mall or Wal-MArt but he Loved these since they are like his Daddy's.

No news on the Divorce Front...Well Actually last Thursday I sent back the form that says I agree to the fees. So hopefully that will be done soon. My STBX is running up his Credit Card...He is charging Alcohol and tabacco and getting cash advances to buy those things. He is spending an average of $20 a day. I should just not worry about it BUT part of me worries that at the last minute I am going to have to deal with it.

Today the disk drive on his laptop is stuck. He has two desktops, one that works and one that needs repairs. So his answer to the laptop is he plans to go to Wal-MArt and buy a new one with his credit card and throw the old (1.5 years old - desert conditions) across the room.

Whatever.......I really need to not worry about his issues BUT I am playing the What if game. What IF he doesn't sign the papers and wants me to pay off half his credit card bill. (In his Name Only and Charging Nothing of value.)
****
I stopped putting money into the 529 account for me son. I then changed the deposit allication for new deposits. WHY because once we sell the house and deposit the sales from the house It will be invested as a seperate investment fund, that way the money from US is seperate from MY $. Once the House $ is deposited I will then change the allication back to the prior funds and I will put new MY $ deposits into the other fund.

That way IF something happens and I need to use MY money for Me for College it is seperate from the Joint $ for Little Boy. I have also desided for the time being that I am not going to put anymore money into the college fund. I have a option that might open up in the future to finish funding it so for now I will use the money for other goals.

Running Budget Numbers AGAIN! Budget Questions

April 21st, 2010 at 09:17 pm

Here is my Zero Based Budget:

Expenses: Monthly
Housing:
Mortgage / Rent $1,060.00
MDU $126.50
Water/Waste $56.90
Cell $96.16
Internet $38.11
House Downpayment$0.00
Storage Unit $55.00
Phone $29.17

Medical:
Dental Premium $12.69
Dependent Meds $15.00
Braces Fund $150.00 (Savings)
Dental Work Bills$25.00 (Slush)

Daycare:
Daycare $165.00
Weekend Sitter $100.00
Summer Daycare $175.00 (Slush)

Vehicle:
Lumina Gas $50.00
Insurance $33.16 (Slush)
Tags $17.00 (Slush)
Lumina Repairs/Replace $100.00 (Savings)

Dependent:
School lunch $37.50
School Snack $6.66
Clothes $20.00
Gifts- Xmas/Bday$50.00 (Slush)
College 529 Fund$20.00 (Savings)
Back 2 School Items$45.00 (Slush)
Allowance $8.00

Misc:
Food/Cleaner/Etc $200.00
Gifts- Xmas/Bday/Wedding$10.00 (Slush)
Roth IRA $416.66 (Savings)

Total $3,118.51 SHORT 664.53

Income:
Work $2,453.98
Child Support ???

Saving(FROM ABOVE NUMBERS):
Slush Fund $355.16
Downpayment Fund $0.00
New Car / Car Repairs $100.00
Braces Fund $150.00

I am $664.53 Short to keep up with my finacial goals so changes need to be made. First note I do not know how much I would get for Child Support BUT it will be small as my STBX income is $1195 per month if they do not include the $705 non-taxable income he earns. I want my budget to be based off no child support so if for some reason he cant pay and his amount goes to arrears that I am not in a bad situation.

I am trying to follow a Dave Ramsey type program. I want to create a slush fund for bills that are not monthly such as back to school clothes and supplies, gifts, car insurance and car tags etc.

I would like to save for a downpayment or house purchase in the future and so that is a savings item. I would like to save for College for my Son, I would like to save for Braces for him, I also want to save for retirement.

What do you think?

I know the storage unit HAS to go (And will as soon as the house is SOLD), the grocery/cleaning/etc is a total estimate and I am selling the house and would like to put the difference between my current housing cost and rental cost into savings for a downpayment. I am guessing the difference is going to be $500.

If this was your budget would you?
A. Reduce the savings that is going to the downpayment on a house ($500)
B. Reduce/Stop the saving for Son's College ($20)
C. Reduce Roth IRA savings ($416.66)
D. Combination
E. Other ??

Question 2 I bought my STBX an new phone which I signed a 1 year contract for, I can either
A. Cancel line pay $200 Fine
B. Change plan to a smaller plan and pay extra $10 or $20 (depends on plan) until Dec 2010 and keep the phone plan no cancel fee
*** B is cheaper BUT then I have a second line to deal with. I upgraded both phones at the same time so I cant just take over his number and cancel my number.
WHAT would YOU do?

Ouch this is going to be expensive - DIET!!

April 20th, 2010 at 04:49 pm

Okay stepped on the scale....179pounds.

Yes instead of being nice to me the scale is being MEAN!! It was suppose to magically turn to 143 pounds.

I guess all that resterant eatting because we have to leave the house so people can see the house and so that we are not cooking and messing up the house is messing up my waist line.

So Tomorrow is the work BBQ, that is the last day before I go back on my diet.

I am going to hit it hard, I am stopping off at the diet center and buying the detox drugs...Yep that is between $75 and $90 for a month. Then I plan on stopping at the grocery store and buying some fruit since I already have the meal replacement shakes (I want to add juice and fruit for flavor).

I have two bottles of the meal replacement already(one for at work and one for home) they are 15 meals per bottle, you are suppose to replace 2 meals with the shakes and then eat sensible the third meal. So a bottle is 2 weeks. Well I need to stop eatting all together. I need to totally stop the garbage that I am putting in my body so I will be doing three shakes a day with the added fruit and fruit/vegtables as snacks to get to my needed calories and then hopefully after my cravings end and stomich shrinks in size (full faster) I can stop the meal replacement and go back to cooking meals.

One thing I do know is if I stay out of the kitchen I eat less so the quickness of the meal replacement might be worth the money.

I am Normal - I think?

April 15th, 2010 at 10:31 pm

So today I am sort of sad, I keep finding myself tearing up.

Should be Super happy, got through the divorce paperwork talk and now all that is left is for the lawyer to actual type it up and send it to us to sign.

STBX still agreed to watch our son this Summer. I can soon start on plans for my future and putting myself on my priority list instead of STBX as a priority. I should be extremely happy, right?

Should be happy, but instead I have tears filling my eyes. I am actually thinking of seeing a counseler to get past this faster. This will have a cost But money well spent as I cant be all weepy at work that would be wrong.

I am sure this is normal, Right? Everyone has hopes and dreams of happily ever after. And at that point when it is all done and it is over and you know without a fact that aliens are not going to abduct your husband and change him into prince charming and a wonderful father for your child, you grieve.

I grieve about the fact that I had dreams, dreams of happily ever after, dreams from promises made to me and I now cope with the fact it is not going to happen and that I have as of this morning closed the door and walked away knowing that that is not going to happen at least not with STBX.

Atleast that is what I think. So I think I am normal if not oops is it a crime to be abnormal?

On a finacial note, today was payday, need to send a check to school for my little guys school lunch. Paid my credit card bill. The new mattress, the Walmart purchases for bedding and window coverings for the basement bedroom and the Lawyer charge are sitting in a pending status on my credit card. Hopefully Saturday we will have the door for the hallway installed thinking it is $25 or $50.

I need to go to the used bookstore and get some more books. Bring two in and get one for $.75. I like reading and since I spend time waiting to pickup my son from his afterschool daycare it would be nice to have something to read so it is time spent happy. Seems everytime I get books from the library I end up being sent out of town for work, not in the mood for that right now.

Emergency FUND

April 15th, 2010 at 06:40 pm

Well I had question marks next the the Emergency Fund instead of amounts because I did not know what to put there.

If we cant sell and we need to pay for the house then it is $2360.00 a month. If we sell and we rent an apartment it will be less.

I have desided to list the emergency fund as if I will pay for the house payment and then if it sells I will redo the amounts to match my NEW expenses.

So
3MTH is 7,080.
6MTH is 14,160
9MTH is 21,240
12MTH is 28,320

*** Today is payday, I NEED to balance my checkbook and see what I have to as a ballpark for EF. It will just be a ballpark since until the divorce is final the STBX could turn around and say he wants more.

****** Got a email back from the lawyer and it said that she wanted me to know that unforquently she is super busy with court cases this week she is not going to be able to get to my paperwork until next week. Hurry Up and wait (I am used to this so no biggy). So now I will sit here and wonder if the paperwork gets done next week and mailed out and signed and returned how long is the process from then on? I should have probubly just got some guts and sat down with the STBX last week but I think it would have been a bit much for both me and STBX.

Emailed the information and paid part of the bill

April 15th, 2010 at 05:52 pm

Yesterday I sat down with STBX and we went over the list of marital assests that I made.

Also we answered the questions on the parenting plan guidance, at least I hope we answered them well enough.

He agreed to still watch our son this summer. I offered to pay him, which he turned down. He asked when I wanted him to move out, to which I brought up him just moving into the basement.

So yesterday we bought a new mattress and box spring for our son. We set it up on a frame and put it in the basement, it is what STBX will sleep on until he moves out of state for school or we sell the house which ever comes sooner. Once the house sells we will discard the 15-17 yearold mattress that is on my sons bed and he will get the new one. Until then we will keep the extra furnature to fill up the house.

The bed in the extra room makes the house more inviting instead of an empty room it is now a room with furnature to see what size it is.

The good thing about him in the basement is that it means our son will be able to just be a kid this summer with no real bed time and waking up when he wants to. Also he can continue to drop our son off at school.

I am thinking if we still have not sold the house when our divorce is final I might go buy the couch and automan I want for my new apartment and put it upstairs in the livingroom to help fill out the house better.

Since we completed the papers we have been getting along real well. When he raises his voice about something I dont take it personal anymore. I remind myself there are a few benefits to putting up with it.

He has also been better, instead of yelling every hour or so about something minor he is maybe yelling once or twice a day.

Yesterday we even went out for lunch and he paid. It was nice. For once I was just living life instead of hating him because I was allowing him to treat me badly and thinking I had no way out.

---

This morning I re did the marital list so that it was grouped into things like accounts, then the house, then into his and then mine. I hope this makes it easier to understand.

I then called the laywers office and got the info to email the lawyer and paid the first part so they can do up the paperwork.

I asked how long it normally takes, did not get a real answer. If nothing needs to be changed and all parties still agree it goes rather quickly. WHAT is Quickly?

Today the 15th of April I submitted the information to the lawyer with a partial payment, lets see what quickly is....

Taking tomorrow off!

April 13th, 2010 at 07:19 pm

Tomorrow I am planning on breaking out the paperwork.

I will be sitting down with STBX and completeing the Marital Assets list and the parenting plan.

At least I hope it gets done, hopefully STBX is not too much in shock that I actually am taking the bull by the horns and going through with a DIVORCE.

I am a little nervous, hope it all goes well.

I need to get my little guy a hair cut. The last hair cut was right before STBX came home the 29th of January. He has needed one for a while but STBX keeps saying he will take little guy in for a haircut when he gets one. I think he MIGHT be getting a haircut for work two weeks from now but maybe not. I am tired of waiting so I will take little guy in for a hair cut after work tonight.

Truthfully STBX hair is really short as he buzzed it right before coming home in January so he could probubly just take the trimmer to the back of his neck and right around his ears and be good (Little guy- no way).

Got an Email from an old friend, guess he is getting out of the Army in like 4 months. He has a Medical Review Board coming up. It is too bad as he only has 9 or 10 years based on his enlistment date and not all of those are Active as he was in the Reserves for a while; so he is short of the 15 needed for a Early Medical Retirement. Hopefully since it is service related he will at least get VA disability payments. I would have liked to hear more and cheer him on but his wife is TOTALLY PSYCHO so I will probubly not hear from him again.

Hopefully the weather will be nice tomorrow after I am done with the paperwork, I hope to get outside and rake the lawn. It is still early so I dont want to turn on the sprinkler system, but I sure wish our grass was greener to help sell the house faster.

Crazy Busy!!

April 12th, 2010 at 09:09 pm

Today is crazy, it is one disaster after another. I am finally taking a break (for long enough to write).

Last night we had a showing, my STBX said we would grill brats for dinner. I was hungry before I got home, so once I got home I raided the leftovers to tide me over until the LITE dinner of brats.

My STBX waits until he has only enough time for him to cook the brats and for us to hit the door eatting on the run. Well guess what we are out of gas. We have two tanks so he must have used a ton of gas the two weeks he was home last summer. He through a hissy fit about it.

I cant wait to be away from his drama.

---

While we were killing time during the showing we ordered the countertops for the kitchen, of course STBX askes "didnt you/we do this already" The measurements where only taken Monday when have I had any time I think to myself?

--

Today is his first day back at work (part time 5p-9p) after not working since Jan 29th. He is going to be difficult to deal with after he gets off work tonight.

---

Today he called and well he complained about the realtor again. He is so totally out of reality. He is upset because he does not think I under stand his complaints. Which I do not understand them. We are with one realtor who works at a company. Well most of our viewings are from a different reality company, so he thinks all our realtor did was put the house for listing on five different websites and a TV Show and that she is doing nothing.

He thinks we should have a ton of our company realtors pushing the house. ?????

I am finally said okay I hear you but I disagree. "Back in 2005 we were looking at houses in the 110K-115K range". "The realtor took us to houses in the 110K-115K range, maybe the other realtors do not have clients that are looking at houses that are in the 214,900 price range. Why if the client is looking for 150K would the realtor bring them to our house?" Of course then it made sense, but sometimes I really wonder why it is so hard to him to grasp how things work.

Also I told him we need to call the realtor with the names of who came to see the house so she can follow up with the realtor and he says why should we "she isn't doing anything"

The point of the follow up is so we can get a report of how the visit went and if there where any questions the visiting realtor has they can be answered by our realtor of course I have already explained this to him BUT he must have playing Magic the Gathering or XBOX 360 or playing on his computer when I told him this the first time because of course he was irrate when I asked if he had written the time and date on the back of the cards of the realtor cards that came during the day.

DRAMA DRAMA DRAMA, so ready for the drama to be over.

Not Showing the house on purpose today!

April 10th, 2010 at 03:38 pm

Okay I should clearify, we are not going to be showing the house after 4pm today. So far I dont think we had any calls for showing today BUT yesterday my DH was whining and moaning about not being able to grill (he like to use a smoker) so it is an long process. We cant start the smoker going and then just leave a live fire if someone wants to see the house.

Basically if we dont show it after 4pm he could maybe BBQ that evening. I am thinking IF he wants to sell the house as quickly and as badly as he does than he should be willing to give up grilling IF need be but whatever.

But I said OKAY, why because yesterday I put in a 14 hour day working until 10pm, returned today to start work at 7am and will need to work sunday at 7am. So tonight when I get off work around 4pm I want to go curl up in bed and sleep. No showings after 4pm means I can go home and catchup on sleep.

Next weekend neither of us work so if people want to see the house; no big deal. The following week we have to go out of town for the weekend, so people can see the house. The following weekend is another busy work weekend for me....I think this will be a no show after 4pm Sat & Sun so I can sleep and DH can grill.

If DH was not such a whinner I would say chill over the grilling thing and show the house (I could visit my grandmothers house and sleep there).

Technically the house has only been listed since Wednesday but I was ready for it to be sold months ago. I hope it sells fast!!!

I need to stop!!!

April 8th, 2010 at 08:29 pm

I dont know why I do it but I find myself running numbers over and over.

Today it what I would have in retirement IF I kept up my level of retirement savings until 2024 or age 48. At age 48 I would need a job change and so my saving would decrease. I figured if I STOPPED at age 48 with no cost of living adjustments and no interest accrueing after that age; at age 65 I would be living off of 53K per year. That is IF everything goes as planned.

Also this is factoring a 10% gains per year until age 48. But this is also figuring no savings at all after age 48 and no gains after age 48.

My retirement plan also includes a paid in full home by age 65. Now I have 14 years until that age magic age 48 number. I would really like to have money saved up so I could buy a paid in full home at the age of 48. Then I would only need to work partime the 17 years until I reach age 65, if I had no mortgage payment at the age of 48 then I would only need spending money. See I would have enough to pay my bills without the mortgage but no extra for fun, so my working would be to bring in FUN money!

On the other hand if I started drawing out my Roth IRA principle money I could maybe retire at 48. Because if I have a paid in full house why would I need 53K a year from age 65-90? Right now we are living off of 28,331 a year IF you subtract my husbands child support payments; and that includes 12,660 being mortgage, taxes, and insurance for house.

Okay time to get out of my Dream World.

Going to look into Weight Loss Surgery

April 8th, 2010 at 05:55 pm

After reading a post another blogger said about Tricare paying for liposuction, I did a little research.

Generally in most cases tricare will deny the surgery BUT not always. So I am desided to put that on my to do list! I want to see IF they will pay for it. If not then I will pay for it myself.

I make 50,312.04 per year and basically when I do my taxes I get all my money back so my net take home is VERY good for my area. Average Salery here 15K-18K.

I need to get down to 34% and stay there, in the past I have paid 3K+ to join a weight loss center and I did lose the weight but after I got tired of popping all the pills and monthly detoxafing fasts the weight came back. The weight was off for a year (while husband was out of state for work- but when he got back the weight came back). I was popping 24 fiber pills, a multivitamin, 3 evening primrose oil pills, 2 calcium, 2 cleanse, 2 detox, 6 appitite supressors, and 3 cell-u-rid. I just cant do it, tooooo many pills.

I want to get lipo to my inner thighs, my tummy, and outer thighs. This is where my weight problems are. Even when I was at 143 pounds and skinny I still had fat on my upper inner thighs I did not like. If I get lipo to these areas I can pass the tape test. My waist is fine (averages between 26-29 inches), so need to tackle the lower half which exercise does not always target one area.

I am not sure how much it will cost BUT if it means I pass tape and can extend for 6 more years that is 201,248.16+ in income over the 6 year contrat I would have gotten because I got it done!!

Tuesday seems to be a good day for me, maybe I should plan it for Tuesday!

Running Numbers

April 8th, 2010 at 02:46 pm

I am running numbers, and my husbands take home should be $672.20 per month after taxes and taking out Child Support for his two other children. This seems low BUT that is 8K a year so more than poverty level. (It will go up by close to 3K per month once certain non-taxable income start kicking in).

I am not sure how to have the lawyer address the housing situation. YES I want stop living with him ASAP but until we sell the house technically it is half his. It would be much easier if he would just move and answer one of those roomate wanted ads or get an effecentcy appartment which in our area are $240-$365 per month. But I am not sure what he will want to do, who knows it could take months for it to be finalized and then renting for one month is silly (unless we have the house already sold).

Also Part of the $ above is money I will be paying him this summer to watch our child (since he will only be working 5p-9p Mon-Fri. It would be easier to continue the daycare situation if we are sharing the house because then our son could sleep in and just be a kid (until the house sells).

I plan on sitting down with him this coming Tuesday. I am going to say we need to come up with an agreement since he is moving out of state in August for school. Even though we have been functioning like roommates for years, it will still be a surprize I think.

House Update, Martial Assets, and Job Update

April 7th, 2010 at 07:51 pm

The realtors came in groups yesterday to walk through our house. Atleast 15 realtors came. Last night we got a call from one asking if she could show it to a client so off we went to McDonalds for dinner and so Little Guy could play while we waited for the call back that they were done.

Basically the couple was close to closing on another property BUT the realtor wanted to show them our house first. The realtor called back and said their only complant was that we have all lammenent flooring and they would like wall to wall carpet. Oh well it was only day one, plus we did all lamentant for us (allergies), we do have carpet on the stairs. The carpet on the stairs was new when we closed on the purchase in Feb 2007. Man does it need to be shampooed or replaced. If we would have done carpet it would all have to be replaced before listing so it was money well spent.
----
Marital Assets, the lawyer gave we a packet and part of that is the division of the marital assets. So today I worked on the list. I was only going to list the big items BUT I desided to list as much as I could think of. I think once we start putting names next to stuff and my husband sees all the stuff with his name on it he might be more reasonable.

Yes I even listed his JRR Tolken Book Collection, Stephen King Collection, Magic the gathering Cards, XBox360 and his riffs role playing books. I would not want them BUT they do have martial value.

----

My husband got his job back, he starts Monday the 12th. He works 5pm-9pm Mon-Fri. So that is good news because he will be bringing in gross $800 per month and because he will have more money to live off of.

----
Today I closed the joint checking account, so that is done. The only joint things we have left are the house, truck and his car.

How to bring up the subject...I want a divorce

April 6th, 2010 at 09:53 pm

Well met with the lawyer today. I guess I was suppose to complete the marital property worksheet and parenting plan with my STBX before this meeting. I completed it but it was suppose to be a agreed on division not a here is my idea lets counter.

So I need to sit down bring up the topic and find out what he wants to do with the marital property and custody then return it to the lawyer with a $500 payment then they will complete the paperwork and STBX signs and then I pay the last $500 and they file.

I am so tired of his rages! Okay now that the house is on the market he is happy. So do I make him upset by bringing it up now or wait a few days. But I know he needs to be in a good mood or it will not go well.

I guess I will take the papers home with me and if a opportunity presents itself I will bring them out.

On a positive note he got his job back so he is now earning $1169 pre tax 935.20 take home per month so after child support his net available for fun/bills is 256.20.

I think I will suggest he live in the house rent free until the house sells or his disability payments start. Once the house sells or his disability payments start he will have the money to rent an apartment or can start paying part of the household bills. I think this is fair IF he still agrees to the 60/40 split of the house profits.

Man Why do I try to rescue over and over!!!???


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