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Waiting for the Refinance Payment to hit, Bought Furniture

July 13th, 2010 at 06:45 am

I am waiting on my Refinance Payment to hit my old mortgage company. There was a 3 day "Change your Mind" window with the loan which means I signed paperwork after hours on Monday so I had until Friday the 9th at Midnight to notify the lender if I desided I no longer wanted the loan.

Well Midnight on Friday translates to nothing happening until first thing on Monday. So I am checking my online mortgage account waiting for the payment to post or for me to try to log in and for it to tell me I no longer have an account.

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I need furniture, it is very difficult to entertain anyone when the only furniture you have is the kitchen table chairs and or the bedroom beds. So I finally broke down and went to the furniture store to purchase the livingroom set that I had desided I was going to purchase.

When I go there I realize to my dismay that the set I picked out that I thought had attached cushions infact did not have attached cushions. Sorry but I hate when a couch does not have attached cushions and you have a wiggly child on the couch and before you know it you are leaning against the back of the couch between the cushions.

So after a trip around the show room I had 3 options, the set that I am planning to purchase for the upstairs livingroom, a set very similar to the set I had selected originally but more $$ and with hard arms, and a third set that was not in their catalog.

I actually went with the third option, the couch was smaller than I was planning (only 2 inches larger than the one I plan to buy for the upstairs). But I LOVE the microsued fabric. It was also the BEST price. This store that I went to is always the best priced, so there stuff is hardly ever on sale more than their regular price.

Well they were comping this set because a local store had a similar set on sale so I got a couch, loveseat, chair and ottoman for $1100 plus a discounted delivery fee. That is $600 less than what I would have paid for the original set and the ottoman was basically a freebee. Actually they threw in a fabric protector package also for the sale price listed but since I would not have paid extra for it I did not include that in the price calculation.

Last night as I was sleeping or trying to sleep I got to thinking, I need furniture for the upstairs livingroom also. I was going to wait as this is a want not a NEED. But I can get a couch, chair, and ottoman for the price I would pay for just the sofa I was going to buy for the upstairs because of the comp PLUS since I already paid the reduced delivery fee why not buy the upstairs stuff now and save the second delivery fee.

Buying now would save me $300 PLUS the delivery fee. And the furniture upstairs would match the furniture downstairs so I think the house would flow very nicely. So later today I am going to go back to the store and add the upstairs pieces to me order.

That is so awesome that for the price I planned to pay for just my basement furniture I will have gotten all the furniture I need.

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This weekend I plan to have a rummage sale. I hope it goes well because I really want to get rid of some of the clutter in my house.

2 Responses to “Waiting for the Refinance Payment to hit, Bought Furniture”

  1. north georgia gal Says:

    That is awesome!! Saving money is always good!

  2. Looking Forward Says:

    Out with the old and in with the new! Big Grin

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